Legal Counsel - Mumbai

Aditya Birla Group · Not specified · onsite · Posted 48d ago

Not disclosedFresherfulltimeSourced from Foundit

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About this role

Job Description

Basic Details:Fill the required information about business, unit, location, position, reports to position and date of updation of JD

Business	Legal
Unit	NBFC - Legal & SAM
Location	Mumbai
Poornata Position Number of the job		Reports to: Poornata Position Number
Poornata Position Title of the job	Lead Legal	Reports to: Poornata Position Title	National Head-Non Litigation (Corporate and Retail)
Function	Legal	Reports to: Function
Department	Legal	Reports to: Department
Date of writing/ Updation of JD

1) Job Purpose:Write the purpose for which the job exists (in 2-3 lines)

To provide legal support to the Gold Loan business by advising on product structuring, branch operations, customer documentation, regulatory requirements, vendor contracts, and legal risk management. The role will ensure that business objectives are achieved within the applicable legal and regulatory framework while safeguarding the interests of the Company.

2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.
Business Workforce Number
Unit Workforce Number
Function Workforce Number
Department Workforce Number
Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter

3) Job Context & Major Challenges:Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section

Gold Loan Business operates in a highly regulated and customer-facing environment, requiring a balance between business growth, regulatory compliance, risk management, and customer protection. The role supports a geographically dispersed branch network and works closely with Business, Operations, Credit, Collections, Compliance, Risk, and external stakeholders to ensure legally compliant and efficient business execution.

Key Challenges

BalancingBusinessGrowthwithRiskMitigation
ManagingaDynamicRegulatoryEnvironment
LegalSupportforLargeBranchNetwork
DocumentationandProcessStandardization
StakeholderManagement
ReputationalandCustomerProtectionRisks
SpeedofExecution

This role requires strong legal and regulatory expertise, commercial judgment, stakeholder management skills, and the ability to provide practical solutions in a fast-paced and evolving business environment.

4) Key Result Areas:Writethe key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)

Key Result Areas

Supporting Actions

Business Advisory & Transaction Support

Provide day-to-day legal support to the Gold Loan business on operational, product, and strategic matters.

Review and advise on gold loan products, processes, and customer journeys.

Support business teams on branch operations, loan origination, disbursement, renewals, auction processes, and recovery matters.

Identify legal risks and provide practical, business-oriented solutions.

Documentation & Contract Management

Draft, review, standardize, and negotiate:

Gold Loan Agreements
Pledge Forms
Security Documents
Auction Terms & Conditions
Vendor and Service Agreements
Branch Lease Agreements
Empanelment Contracts
Customer Communication Templates

Ensure documentation remains legally enforceable and aligned with regulatory requirements.

Regulatory & Compliance Advisory

Advise business teams on:

RBI regulations applicable to NBFCs
Fair Practices Code
KYC/AML requirements
Customer grievance management
Outsourcing guidelines
Data privacy and information security requirements

Monitor regulatory developments impacting the Gold Loan business and drive necessary changes.

Legal Risk Management

Assess legal implications of new products, processes, and initiatives.

Review policies, SOPs, and operational manuals from a legal perspective.

Support risk assessments and internal control reviews.

Develop preventive legal risk mitigation measures.

5) Job Purpose of Direct Reports:Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report)

6) Relationships:Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives
Relationship Type	Frequency	Nature
Internal
Team Stakeholders (All businesses & depts)	Daily Daily	Lead, guide , manage Advise, support
External
Lawyers Law firms Statutory authorities Regulatory bodies Enforcement agencies Clients Vendors	Daily Daily Need basis Need basis Need basis Need basis Weekly	Followup, Coordinate, Instruct Followup, Coordinate, Instruct Liaison, Represent & Respond to queries Liaison, Represent & Respond to queries Liaison, Represent & Respond to queries Negotiate, Advise Manage, Review

7) Organizational Relationships:Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position.

SIGN-OFF:Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record.
	Job Holder	Reports to - Manager
Name		National Head-Non Litigation(Corporate and Retail )
Date of Entry / Approval

Sourced from foundit

Skills

Due DiligenceContract lawemployment lawCorporate GovernanceBanking LawDispute ResolutionLitigationcommercial litigationCorporate Lawarbitration

About Aditya Birla Group

Aditya Birla Group

Metals & Mining

227.5k+

employees

1857

169 years old

Mumbai, Maharashtra

India

About

Aditya Birla Group is a Fortune 500 global conglomerate. The company's businesses have grown into global powerhouses in a wide range of sectors metals, textiles, carbon black, telecom and cement.

Industries

Metals & MiningFinancial ServicesBuilding MaterialRetailTelecomChemicals

Employee ratings

2,383 reviews

4.1/ 5

Culture

3.9

Career growth

3.5

Work-life

4.0

Employees rate it well for

Work Culture191Salary167Senior Management152Work Life Balance146Job Security123

Find them on

Website LinkedIn AmbitionBox reviews

3) Job Context & Major Challenges:Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section

Key Challenges

BalancingBusinessGrowthwithRiskMitigation
ManagingaDynamicRegulatoryEnvironment
LegalSupportforLargeBranchNetwork
DocumentationandProcessStandardization
StakeholderManagement
ReputationalandCustomerProtectionRisks
SpeedofExecution

4) Key Result Areas:Writethe key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)

Key Result Areas

Supporting Actions

Business Advisory & Transaction Support

Provide day-to-day legal support to the Gold Loan business on operational, product, and strategic matters.

Review and advise on gold loan products, processes, and customer journeys.

Support business teams on branch operations, loan origination, disbursement, renewals, auction processes, and recovery matters.

Identify legal risks and provide practical, business-oriented solutions.

Documentation & Contract Management

Draft, review, standardize, and negotiate:

Gold Loan Agreements
Pledge Forms
Security Documents
Auction Terms & Conditions
Vendor and Service Agreements
Branch Lease Agreements
Empanelment Contracts
Customer Communication Templates

Ensure documentation remains legally enforceable and aligned with regulatory requirements.

Regulatory & Compliance Advisory

Advise business teams on:

RBI regulations applicable to NBFCs
Fair Practices Code
KYC/AML requirements
Customer grievance management
Outsourcing guidelines
Data privacy and information security requirements

Monitor regulatory developments impacting the Gold Loan business and drive necessary changes.

Legal Risk Management

Assess legal implications of new products, processes, and initiatives.

Review policies, SOPs, and operational manuals from a legal perspective.

Support risk assessments and internal control reviews.

Develop preventive legal risk mitigation measures.

6) Relationships:Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives

Relationship Type

Frequency

Nature

Internal

Team

Stakeholders (All businesses & depts)

Daily

Lead, guide , manage

Advise, support

External

Lawyers

Law firms

Statutory authorities

Regulatory bodies

Enforcement agencies

Clients

Vendors

Daily

Need basis

Weekly

Followup, Coordinate, Instruct

Liaison, Represent & Respond to queries

Negotiate, Advise

Manage, Review

Legal Counsel - Mumbai

Job Description

Basic Details:Fill the required information about business, unit, location, position, reports to position and date of updation of JD

1) Job Purpose:Write the purpose for which the job exists (in 2-3 lines)

3) Job Context & Major Challenges:Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section

Key Challenges

4) Key Result Areas:Writethe key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)

5) Job Purpose of Direct Reports:Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report)

6) Relationships:Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives

Relationship Type

Frequency

Nature

7) Organizational Relationships:Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position.

SIGN-OFF:Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record.

Aditya Birla Group

Legal Counsel - Mumbai

Job Description

Basic Details:Fill the required information about business, unit, location, position, reports to position and date of updation of JD

1) Job Purpose:Write the purpose for which the job exists (in 2-3 lines)

3) Job Context & Major Challenges:Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section

Key Challenges

4) Key Result Areas:Writethe key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)

5) Job Purpose of Direct Reports:Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report)

6) Relationships:Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives

Relationship Type

Frequency

Nature

7) Organizational Relationships:Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position.

SIGN-OFF:Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record.

Aditya Birla Group