Lead Software Engineer - Full Stack

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Lead Software Engineer - Full Stack (Java, Micro-services, React/Angular)

Job Title
Lead Software Engineer - Full Stack (Java, Micro-services, React/Angular)

Ethoca Smart Subscriptions Overview
Ethoca Smart Subscriptions, part of Mastercard s Consumer Clarity suite, enables issuers to provide customers with seamless visibility and control over their subscription payments directly within banking applications.
The team builds scalable, API-driven platforms that identify, enrich, and manage subscription payments, helping reduce disputes, improve transparency, and enhance customer experience.
Engineers work on high-impact, cloud-native solutions integrated with Mastercard s global infrastructure, delivering real-time insights and actions for millions of users.

Who is Mastercard
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible.
Using secure data, networks, partnerships, and innovation, we help individuals, financial institutions, governments and businesses realize their greatest potential. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Role
Act as a technical lead to deliver end-to-end product development
Build full-stack solutions using microservices, event-driven architectures and cloud-native technologies
Ensure quality, performance, security, and other NFR benchmarks
Mentor and guide engineering teams; drive adoption of best practices and new technologies
Collaborate with global stakeholders including Product, Business, Architecture and other engineering teams
Lead initiatives to improve automation, engineering efficiency and product quality
Drive POCs and technology decisions aligned with business and platform needs

All About You
10 15 years of experience as a hands-on technologist with strong Object-Oriented Design and clean coding practices in Java (SOLID principles)
Strong expertise in microservices, event-driven architecture and scalable system design
Experience with Spring Boot, cloud platforms and Agile (SAFe) delivery models
Proven experience in building real-time, high-scale applications
Strong problem-solving mindset with ability to design innovative, scalable solutions
Excellent communication and stakeholder management skills across global teams
Ability to mentor teams and drive technical excellence

Preferred Skills / Experience
Java: J2EE, Spring Boot, Hibernate, JPA
Frontend: Angular / React, JavaScript, HTML, CSS
Distributed systems: caching, messaging/event frameworks
Database: PostgreSQL (optimized SQL development)
API design and implementation
CI/CD and cloud-native development practices
Experience delivering enterprise-grade software

Skills / Abilities
High energy, ownership mindset, and strong drive to succeed
Strong analytical and problem-solving skills
Excellent communication and collaboration abilities

Corporate Security Responsibility
Every person working for, or on behalf of, Mastercard is responsible for information security. The candidate must:
Abide by Mastercard s security policies and practices
Ensure confidentiality and integrity of information
Report any suspected security breaches
Complete all mandatory security trainings

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard s guidelines.