Lead Risk Analytics Consultant
Wells Fargo · Bengaluru · onsite · Posted 28d ago
Undisclosed5–10 yrsfulltimeSourced from
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About this role
Job Summary
Wells Fargo is seeking a Lead Risk Analytics Consultant. The Home Lending CRO team oversees the credit policy and risk management activities for the Home Lending portfolio. The team is looking for an experienced Lead Risk Analytics Consultant to specifically deliver independent risk assessment and influence business strategy. This role provides independent second-line oversight and challenge to Front Line credit risk decisions.
The Lead Risk Analytics Consultant will be a part of the Home Lending Risk Oversight team that is geographically split between the US and India and will be responsible for monitoring and analyzing trends related to Originations, Servicing, Capital Markets, Portfolio Monitoring, Issue Management, Operational and Compliance Risk.
Qualified candidates must have excellent communication skills, high degree of initiative, strong partnering and interpersonal skills, solid project/process management skills, as well as critical analytical thinking and Programming/coding skills. Qualified candidates must also possess a results driven attitude committed to quality work.
Responsibilities - Lead complex initiatives related to business analysis and modeling, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk Analytics
- Review and analyze complex programming models to extract data and manipulate databases to provide statistical and financial modeling specific to businesses supported
- Manage the roll out of pilot programs developed as a result of programmed models for supported businesses and product line
- Make decisions in complex product strategies, data modeling, and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead Analytic and Reporting to meet deliverables and drive new initiatives
- Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues, and achieve risk analysts, and common modeling goals
- Lead projects, teams, and mentor
- 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 5+ yearsexperience in credit risk analytics, risk oversight and governance or similar role. Strong risk management SME
- Bachelors degree or higher in a quantitative field such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences
- Must have excellent communication skills, high degree of initiative, strong partnering, and interpersonal skills, as well as critical analytical thinking. Must be able to collaborate with Front Line and challenge proposals while maintaining a unique risk point of view
- Strong technical skills and problem-solving skills. Must possess a results driven attitude committed to quality work.
- Ability to conduct reconciliation efforts and report findings in support of research activities including Governance oversight
- Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment. Flexibility with changing priorities
- Ability to interact with integrity and a high level of professionalism with all levels of team members and management
- 4+ years of advanced programming experience in SAS, R or Python
- Proficiency in Microsoft Office and copilot usage, GenAI, Risk analytics
- Masters degree in quantitative discipline
- Experience within the US Home Lending environment
- Ability to identify and manage complex issues and negotiate solutions within a geographically dispersed organization
- Familiarity with account/portfolio management within the banking industry
- Demonstrated excellence at developing sound credit processes and enhancing existing processes
- Proficiency with SAS macros and experience in leveraging macros to make processes more efficient
- Knowledge of SQL data visualization tools such as Tableau, Power BI
- Ability to research and report on a variety of issues using problem solving skills
- Understanding of bank data sets and other industry data sources
Sourced from naukri
Skills
CROcredit policycopilotBusiness AnalysisCompliance RiskAnalyticsApplied MathematicsBankingCapital Marketscredit riskCommunication SkillsData Visualizationbusiness strategycomplianceCustomer RelationshipsData Modeling
About Wells Fargo
Wells Fargo
Financial Services
20k+
employees
1852
174 years old
Bengaluru/Bangalore, Karnataka
India
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Wells Fargo works to create positive social impact in the communities it serves by supporting housing affordability, small business growth, financial health, and a low-carbon economy.
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Financial Services
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