Lead Policy - SME
Catholic Syrian Bank · Mumbai · onsite · Posted 30d ago
Undisclosed10–15 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
To drive risk governance and policy effectiveness through evaluation of risk exposures, emerging risks, portfolio performance and regulatory developments. The role requires significant professional judgment in influencing risk strategies, shaping policy enhancements, advising stakeholders and providing recommendations that strengthen risk management practices, protect the Bank from financial and operational losses, and support sustainable business growth.
Experience: 10 to 15 Years
Qualifications: Graduate (Any Specialisation)/Post Graduate (Any Specialisation)/MBA/CA
- Formulating Credit Policy and Operational Guidelines various SME products like CC/ OD/ TL/ Non Funds etc.
- Evaluate, implement and monitor internal external Credit scoring models in partnership with business/Credit department
- Risk Analysis for new product approvals and new business
- Establish requirements for data maintenance and management and working with IT on implementation.
- Create management reporting using visual interface-based tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, Risk segment, score band, or marketing channel), vintage and account levels to identify positive and negative trends such as improved portfolio quality or heightened delinquencies and recommend strategy changes to the business
- Tracking performance against guardrails, analyze portfolio and macro-economic data to determine potential impact on business operations.
- Report control weaknesses, compliance breaches and Operational loss events.
- Evaluate Credit loss assumptions for benign and stress case scenarios used for valuation models at the time of portfolio acquisitions, portfolio performance monitoring and conduct independent validation and vintage level loan performance
- Develop and build an understanding of key metrics of Credit Risk portfolio, such as Expected loss, Exposure at Default, Probability.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Credit ScoringManagement reportingacquisitionsportfolio performancecredit policyportfolio qualityrisk governanceExposure at Defaultcredit riskoperationsmaintenancecomplianceBusiness OperationsRisk Analysismarketing
About CSB Bank
Catholic Syrian Bank
Banking
7.9k+
employees
1920
106 years old
Thrissur/Trichur, Kerala
India
₹6.7L PA avg
Avg at CSB Bank
About
Catholic Syrian Bank is positioned in the financial services sector, delivering a comprehensive range of banking products tailored for SMEs, retail, and NRI customers.
Industries
BankingFinancial Services
Employee ratings
10 reviews
3.2/ 5
Culture
2.7
Career growth
2.5
Work-life
2.8
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