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    Job · 14293180

    Bajaj Finance logo

    Lead - GL Common/Senior Lead - GL Common

    Bajaj Finance · Pune · onsite · Posted 56d ago

    Undisclosed5–7 yrsfulltimeSourced fromNaukri

    About a minute. You'll make an account on the way through.

    About this role

    Job Summary
    The User Researcher is responsible for generating deep, psychology-backed insights into user behavior, motivations, and decision-making within fintech and digital financial products. The role focuses on applying behavioral science, cognitive psychology, and quantitative/qualitative research methods to uncover latent user needs and translate them into actionable inputs for design, product, and business strategy. The role ensures user-centric, evidence-based decision-making across the organization.
    Responsibilities
    • Conduct in-depth moderated and unmoderated user interviews using psychological frameworks (e.g., Prospect Theory, Cognitive Dissonance, System 1 & 2) to uncover latent motivations, emotional drivers, and behavioral barriers.
    • Design, deploy, and analyze quantitative research studies (surveys, questionnaires, experiments) grounded in validated psychological models such as Theory of Planned Behavior (TPB), Big Five Personality Traits, and Self-Determination Theory.
    • Synthesize qualitative and quantitative data into actionable insights by identifying underlying cognitive and behavioral patterns (e.g., loss aversion, anchoring bias, trust erosion).
    • Translate research findings into structured outputs such as personas, mental models, journey maps, and behavioral frameworks that predict user behavior.
    • Test UI/UX prototypes through usability and concept validation studies using tools like Figma, Maze, and User Testing, leveraging models such as Fogg's Behavior Model.
    • Own end-to-end research execution including study design, participant recruitment, psychometric segmentation, data analysis, and insight storytelling.
    • Partner closely with design, product, and business teams to convert behavioral insights into bias-aware recommendations, nudges, and experience improvements.
    • Monitor fintech and behavioral science trends (e.g., hyperbolic discounting, decision fatigue) through diary studies, ethnographic research, and secondary analysis.
    • Support business KPIs such as conversion, engagement, retention, and trust through evidence-backed research inputs.
    • Contribute to the development of internal research standards, methodologies, and best practices.
    Key Decisions / Dimensions
    • Selection of appropriate research methodologies, tools, and psychological frameworks for specific business problems.
    • Prioritization of research initiatives based on business impact and user needs.
    Major Challenges
    • Translating complex psychological theories into clear, actionable recommendations for cross-functional stakeholders.
    • Balancing qualitative depth with quantitative scale in fast-paced product environments.
    • Driving adoption of research insights in business and product decision-making.
    Required Qualifications and Experience Qualifications
    • Master's degree in behavioral design, Interaction Design, Human Psychology, Cognitive Science, or related discipline
    Work Experience
    • 5+ years of hands-on experience in qualitative and quantitative user research within consumer tech, fintech, or digital product environments.
    • Proven application of psychological and behavioral science theories portfolio must demonstrate this expertise.
    • Strong design background with proficiency in UX/UI principles and prototyping tools (Figma, Sketch).
    • Expertise in research tools such as UserTesting, Qualtrics, Dovetail, Miro, and Maze.
    • Demonstrated ability to build insights through behavioral and cognitive lenses with measurable cross-functional impact.
    • Excellent communication and storytelling skills to simplify complex theories for diverse stakeholders.
    • Strong analytical mindset with experience in psychometrics and statistical analysis.
    • High ownership, self-motivation, and ability to operate independently in a high-performance environment.
    Bonus
    • Prior fintech research experience (e.g., behavioral economics in payments, lending, investments).
    • Certifications in behavioral science or insights (e.g., HBR Behavioral Insights).

    Sourced from naukri

    Skills

    interaction designPrototypingStorytellingPsychometricssketchLendingsegmentationstatistical analysisMiroPrototyping Toolsresearch toolsFinancial ProductsGLcognitiveFintechResearchFigmabusiness strategydata analysis

    About Bajaj Finance

    Bajaj Finance logo

    Bajaj Finance

    NBFC

    64.1k+

    employees

    1987

    39 years old

    Pune, Maharashtra

    India

    About

    Bajaj Auto Finance offers Two Wheeler loans, Three Wheeler loans & Quote Loan at low-interest rates.

    Industries

    NBFCFinancial Services

    Employees rate it well for

    Work Life Balance807Salary796Work Culture632Work Environment356Career Growth348

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    Lead - GL Common/Senior Lead - GL Common · waiting for your command