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    Job · 21039166

    PUNE · FULLTIME

    Lead - Education Loan/Senior Lead - Education Loan

    Bajaj Finance

    Bajaj Finance

    Pune · onsite · Posted 9d ago

    Sourced fromNaukri
    Undisclosed6–8 yrsfulltimePune

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    Section · 01

    About this role

    Job Summary
    Build scalable capabilities, analytics, governance and technology-enabled process improvements for the Education Loan business.
    Responsibilities
    • Own portfolio MIS, dashboards and management insights.
    • Coordinate annual planning, capability roadmaps and transformation initiatives.
    • Maintain university, course, country and operating master governance.
    • Gather requirements, prepare BRDs/user stories and support testing.
    • Monitor production issues, adoption and process bottlenecks.
    • Drive automation, API enablement and workflow improvements.
    • Run governance forums and maintain project risks, decisions and audit evidence.
    • Set functional direction and operating rhythm.
    • Own governance, resource priorities and capability building.
    • Sponsor policy, process and technology interventions.
    Key Decisions / Dimensions
    • Make day-to-day decisions within approved policy, process, budget and delegated authority.
    • Escalate policy deviations, material customer impact, fraud indicators, compliance concerns and unresolved cross-functional dependencies.
    • Numeric sanction, commercial, hiring and budget authorities are to be defined in the approved delegation matrix.
    • Key interactions: Internal Sales, Product, Credit/Underwriting, Risk, Operations, RCU/Fraud Control, Collections, Legal, Compliance, Finance, Technology, HR and COE, as relevant; External Students, co-applicants, universities, education consultants, DSAs, verification agencies, valuers, legal partners, technology/service partners and other approved vendors, as relevant.
    Major Challenges
    • Balancing growth, customer experience, turnaround time and portfolio quality.
    • Managing incomplete or inconsistent customer, academic, financial and collateral information.
    • Coordinating multiple stakeholders and technology/process dependencies across the loan lifecycle.
    • Maintaining control discipline during policy, market and process changes.
    Required Qualifications and Experience
    Postgraduate or equivalent professional qualification preferred, with substantial leadership experience in lending or the stated function.
    Critical skills and knowledge
    • Program management
    • Analytics and MIS
    • Process re-engineering
    • BRD and UAT
    • Technology coordination
    • Governance
    • Excel / presentation / business MIS capability appropriate to the role
    • High standards of integrity, customer confidentiality and control discipline

    Sourced from naukri

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    Section · 02

    Skills

    Customer ExperienceAutomationProgram ManagementProcess re-engineeringLendingCapability Buildingportfolio qualityEducation LoanAnalyticsFraud ControlunderwritingoperationsSalesLegalcompliancefinance

    Section · Company

    About Bajaj Finance

    Bajaj Finance

    Bajaj Finance

    NBFC

    64.1k+

    employees

    1987

    39 years old

    Pune, Maharashtra

    India

    About

    Bajaj Auto Finance offers Two Wheeler loans, Three Wheeler loans & Quote Loan at low-interest rates.

    Industries

    NBFCFinancial Services

    Employees rate it well for

    Work Life Balance807Salary796Work Culture632Work Environment356Career Growth348

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