Lead - CLOS
AU Small Finance Bank · Jaipur · onsite · Posted 44d ago
Undisclosed8–14 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Location: Mumbai
Experience: 814years (with strong Commercial/SME Lending systems background)
Function: CommercialBanking Technology
Employment Type: Full-time
Reporting: Head Commercial Banking Technology (and close alignment with Business)
Role Summary
We are looking for a hands-on Tech Lead to own theCommercial Loan Origination System (CLOS) for AUs Commercial/SME lendingbusiness. The role blends solution design, engineering leadership,integrations, and vendor management to deliver a high-availability, secure, andcompliant origination platform across products such as Working Capital (CC/OD),Term Loans, WCDL, BG/LC linked limits, Supply Chain Finance, and Co-lending.
Youll partner with Credit, Risk, Operations, Business,InfoSec, and Compliance to ensure seamless STP, strong controls, and stellaruser experience from lead to disbursement.
Platforms: AU Bank uses CLOS(CredPro) for commercial lending; experience with CredPro or equivalent LOS ishighly preferred.
What Youll Do
Product Solution Ownership
Serve as platform owner for CLOSbacklog, roadmap,environment strategy, and production stability.
Translate business/credit policies into configurableworkflows, rule engines, scorecards, and maker-checker control patterns.
Drive straight-through processing (STP) for key journeys(application intake CAM underwriting sanction documentation disbursement).
Engineering Integrations
Leaddesign/implementation of APIs, microservices, and event flows integrating CLOSwith: Core Banking LMS, DMS/ECM (document generation, storage,e-stamping/e-sign), CRM, KYC/AML, Treasury/Limit systems
Bureaus(CIBIL / CRIF / Experian / Equifax) , GSTN, MCA21, CKYC, CERSAI, LEI validations
Bankstatement analyzers/Account Aggregator, valuation, legal, FI, property search,geo-tagging, site visit apps
Ensuresecure, scalable, and observable services with standardized API contracts,schema management, and versioning.
DeliveryQuality
RunAgile ceremonies; define DoR/DoD; enforce CI/CD, test automation, performancetesting, and secure SDLC.
Own SIT/UAT, release planning, cutovers, data migration,and hypercare for major programs.
Establish SRE practices: SLIs/SLOs, error budgets,incident response, root-cause analysis, and DR/BCP drills.
Risk, Security Compliance
Embed regulatory controls aligned to RBI/FEMA guidelinesfor lending, KYC/AML, CERSAI, CKYC, CKYCR, SWIFT-linked BG/LC (whereapplicable), and internal audit/ITGC requirements.
Ensure audit readiness, access reviews, config baselines,and PII protection (masking/tokenization, encryption at rest/in-transit).
Vendor Stakeholder Management
Work with product vendors/SIs (e.g., CredPro orequivalent) on fixes, upgrades, and performance tuning; manage SOWs/SLAs.
Partner with Business, Credit, Risk, Ops, Legal Compliance to prioritize features and resolve process gaps.
Must-Have Qualifications
814 years in enterprise application engineering with35+ years on Commercial/SME Lending LOS
Hands-on design/implementation of credit workflows, ruleengines, collateral covenant management, limit/line structures, andpost-sanction documentation.
Strong integration experience with Core/LMS,DMS/e-Sign/e-Stamp, Bureaus, GSTN/MCA, CKYC/CERSAI, AA/Bank statementanalyzers.
Proficiencyin API-first architecture and at least one stack: Backend: Java/Spring Boot or .NET Core microservices
Database: Oracle/SQL Server/PostgreSQL; performance tuning, indexing, query optimization
Messaging/Events: Kafka/RabbitMQ; Caching: Redis
CI/CDInfra: Git, Jenkins/Azure DevOps,Docker/Kubernetes, SonarQube, Nexus/Artifactory
Observability: ELK/EFK, Prometheus/Grafana, APM tools
Soundunderstanding of security patterns (OAuth2/OIDC, TLS, mTLS, secrets management,key rotation) and DR/BCP.
Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
AutomationDevopsDockerAzure DevopsAgilecrmapiscachingCommercial LendingApmCkycApplication EngineeringArtifactoryBankingCommercial BankingDisbursementData MigrationArchitectureAmlcomplianceMicrosoft Azure
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
Employee ratings
14,223 reviews
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Culture
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Career growth
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Work-life
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