KYC Specialist

KYC Specialist

Location- India

• Carry out full KYC verification for every new client inquiry, following the SOP step by step.
• Review client-submitted e-questionnaire responses and supporting documents for completeness and accuracy.
• Verify company details, ownership structure, and Ultimate Beneficial Owners (UBOs).
• Run sanctions, Politically Exposed Person (PEP), and adverse media screening checks.
• Flag incomplete, unclear, or high-risk files and escalate them for internal review as per the SOP.
• Keep the shared client folder and Opportunities/Partnership tracker updated with verification status.
• Complete verification within SOP timelines so proposal drafting and pricing are not delayed.
• Coordinate with the pricing and proposal team to confirm KYC sign-off before submission.
• Maintain organized, audit-ready records for every client file.
• Suggest improvements to the SOP where recurring issues or gaps are identified.

Documents to Verify:

Company Documents

• Trade license / company registration certificate
• Certificate of incorporation (if applicable)
• Memorandum of Association (MOA) / Articles of Association
• Shareholder certificate / ownership structure chart
• Chamber of Commerce certificate (if applicable)
• Proof of company address (utility bill, tenancy contract, etc.)

Individual Documents (Owners, Shareholders, Signatories)

• Passport copy
• Emirates ID (for UAE residents)
• Proof of address (utility bill, bank statement, etc.)
• Visa page / residency proof (if applicable)

Ultimate Beneficial Owner (UBO) Documents

• UBO declaration form
• Passport and ID copies of each UBO
• Ownership percentage documentation

Required Qualifications:

• Bachelor's degree in business, Finance, Law, or a related field.
• 2–4 years of experience in KYC, AML, or compliance work, ideally within tax, accounting, or financial services.
• Good understanding of UAE AML regulations and UBO disclosure requirements.
• Comfortable following a strict, step-by-step process without skipping steps.
• Strong attention to detail.
• CAMS Certified
• Good written and spoken English; Arabic is a plus.

Preferred Skills:

• Experience with screening tools such as World-Check.
• Experience working with shared trackers (Excel, SharePoint, or similar).
• Background in tax advisory or professional services onboarding.