Junior Analyst
Evalueserve · Gurugram · onsite · Posted 65d ago
Undisclosed0–1 yrsfulltimeSourced from
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About this role
Junior Analyst
Report To: Manager / Senior Manager
Department: Lending Services Financialspreading (Corporate & Investment Banking)
Location: In-office, Gurugram, India (5 days per week)
Shift Hours: India Daytime (9-hour shift between 8amIST to 10PM IST)
Job Summary
Evalueserve is seeking highly motivatedprofessionals with strong analytical, technical, and organizational skills tocontribute to critical lending and credit functions, supporting the completelending lifecycle for global Banking and Financial Services clients.
Key Responsibilities
Financials spreading (PL, BS and CF) on excel basedmodel or lending platform along with key credit metrics calculation
PerformingPD/LGD spreading on risk rating platforms (Quantitative & QualitativeParameters)
Calculatingcovenants in line with facility agreements and providing detailed rationale forcovenant Met/Breach results
Collateraland Pledge details assessment for borrowers in line with the banks policy andLGD input
Annual/Quarterlyor Half yearly reviews small or medium connections
o BusinessOverview
o FinancialAnalysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios)
o Covenantperformance
o PD/LGDanalysis
o Verifying/Calculatingcompliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover,leverage etc.) or any other sector-based guidelines
Required Qualifications
Strong accounting and financial skills
Excellent communication and interpersonal skills
Understanding and experience of credit review or underwriting role isPreferable
Experience on lending platforms or credit search platforms like Creditlens, nCino, Lexis/Nexis, Experian would be preferable.
Eye for details and ability to identify and solve issues effectively ontime
Good MS Office skills
Ability to ensure that tasks within areas of responsibility arecompleted in a timely manner
Ability to practiceattentive and active listening skills
Ability to identify pro-active ways to contribute to firms goals &mission
Masters degree with a major in finance, economics, accounting or from areputed institute with 0 to 1 years experience in similar profile
Disclaimer: This job posting & Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
DevelopmentncinoTriggerseconomicsvisualforceLendingLexisApexunderwritingCommunication SkillsData LoadersalesforceFinancial ServicesAccountingAmlKYCInvestment BankingexcelfinanceForecastingepiphanyInvestment
About Evalueserve
Evalueserve
Analytics & KPO
4.2k+
employees
2000
26 years old
Gurgaon / Gurugram, Haryana
India
₹12.7L PA avg
Avg at Evalueserve
About
Evalueserve specializes in technology-enhanced managed services, offering analytics and insights to optimize workflows for financial institutions and enterprises.
Industries
Analytics & KPO
Employee ratings
10 reviews
3.1/ 5
Culture
2.1
Career growth
1.9
Work-life
2.7
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