Insurance Advisor

About the Role

Most customers need more than one financial product — protection for today through health and motor insurance, and long-term planning through term, savings, market-linked and pension products.

You will work with pre-qualified, high-intent customers. Your role is to understand their financial situation, build a suitable plan across life and general insurance, explain the products clearly, and close the sale.

This is an office-based Voice & Video role in Bengaluru — not field sales or cold calling.

What You Will Do

• Understand the customer's income, dependants, existing insurance cover, savings and financial goals.

• Build a suitable plan across health, motor, term, guaranteed savings, market-linked and pension products.

• Explain what each product does, premium/costs, benefits, exclusions and limitations.

• For market-linked products, explain both potential returns and associated risks/downside.

• Handle customer questions such as “Why not mutual funds?”, “Why this cover amount?” and “What happens if I stop paying?”

• Recommend against a product when it does not suit the customer's needs and document the rationale.

• Complete suitability and customer documentation.

• Support the customer through underwriting, policy issuance and renewal.

Who We Are Looking For

Required – Any ONE of the following:

• CA Inter cleared – both groups, with or without article training. CA Final is not required.

• 1–4 years of bank retail sales experience in roles such as Sales Officer, Personal Banker, Branch Relationship Officer or similar, with exposure to insurance or investment products.

• Relevant experience in insurance advisory through a digital platform or aggregator.

Key Skills

• Comfortable working with numbers, corpus calculations, premium comparisons and return calculations.

• Ability to explain financial concepts and numbers in simple language.

• Strong customer understanding and advisory skills.

• Fluent English plus at least one of: Hindi, Kannada, Tamil, Telugu, Malayalam, Marathi, Bengali or Gujarati.

Good to Have

• Working knowledge of NPS, EPF and personal taxation on savings products.

Important – What This Role Is NOT

• Not field sales

• Not cold calling

• Not an accounting role

• Not an audit role

• Not a statutory compliance role

CA Inter candidates looking specifically for a finance/accounting career track would not be suitable for this role