Home Loan Executive

Role & responsibilities

Job Title: Home Loan Sales Officer / Relationship Manager

Industry: Banking / NBFC / Housing Finance

Experience: 1-3 Years

CTC: Up to 3.8 LPA + Incentives

Job Responsibilities

• Source Home Loan and Loan Against Property (LAP) business through open market activities.
• Generate leads through DSAs, connectors, brokers, builders, and customer referrals.
• Acquire new customers and build a strong sales pipeline.
• Explain loan products, eligibility criteria, interest rates, and documentation requirements to customers.
• Collect, verify, and submit customer documents for loan processing.
• Coordinate with credit and operations teams for smooth loan sanction and disbursement.
• Achieve monthly login, sanction, and disbursement targets.
• Develop and maintain relationships with channel partners and customers.
• Ensure compliance with company policies, KYC norms, and regulatory requirements.
• Conduct field visits to generate business and maintain market presence.

Candidate Profile

• Minimum 1 year of experience in Home Loan, LAP, Mortgage, Banking Sales, or Financial Product Sales.
• Strong field sales and customer acquisition skills.
• Good communication, negotiation, and relationship management abilities.
• Understanding of loan documentation and credit processes.
• Target-oriented and self-motivated professional.
• Graduate in any discipline.
• Two-wheeler preferred for field activities.

Key Skills

Home Loan, Housing Finance, LAP, Mortgage Loan, Field Sales, Direct Sales, Customer Acquisition, DSA Handling, Channel Sales, Relationship Management, Lead Generation, Banking Sales, Financial Services, Loan Processing, KYC Documentation, Retail Lending.

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