Home Loan Executive

Home Loan Executive Home Loan Division

Department: Home Loan Division
Industry: Real Estate
Location: Lucknow
Experience: 2–5 Years
Employment Type: Full-Time

Job Summary

We are looking for an experienced Home Loan Executive to manage the company's Home Loan Division, develop and maintain bank/NBFC tie-ups, and handle the complete home loan process for customers purchasing properties from the company.

Key Responsibilities

1. Bank & Financial Institution Tie-Ups

• Develop and maintain relationships with banks, NBFCs and financial institutions.
• Coordinate for new bank tie-ups and project approvals.
• Negotiate and coordinate with banking partners for better customer loan offerings.
• Maintain regular communication with bank representatives, credit teams and relationship managers.
• Ensure smooth coordination between the company, banks and customers.

2. Customer Home Loan Process

• Handle home loan requirements of customers from application to final disbursement.
• Check customer loan eligibility and guide customers regarding suitable loan options.
• Assist customers with application forms and required documentation.
• Coordinate with banks for login, verification, legal/technical checks, sanction and disbursement.
• Track every loan case and ensure timely movement at each stage.
• Follow up with customers for pending documents and bank requirements.
• Resolve customer queries related to loan eligibility, documentation, sanction and disbursement.

3. Internal Coordination

• Coordinate with Sales, CRM, Legal, Accounts and Documentation teams for smooth loan processing.
• Ensure property-related documents required by banks are available and submitted on time.
• Maintain a proper Home Loan MIS with application status, sanction status, disbursement and pending cases.
• Provide regular reports to management regarding loan cases and bank performance.

Required Skills

• Strong knowledge of Home Loans, Banking & Loan Processing.
• Good relationships with banks/NBFCs and knowledge of loan products.
• Strong customer handling and communication skills.
• Excellent follow-up and coordination skills.
• Good knowledge of property documentation and real estate loan processes.
• Proficiency in MS Excel and MIS reporting.
• Ability to independently manage multiple loan cases.

Preferred Experience

Candidates with experience in Real Estate Home Loan Division, Banking, NBFC, DSA or Mortgage/Loan Processing will be preferred.

Interview Details

Venue: 7th Floor, JB Metro Heights, Transport Nagar, Lucknow
Interview Timing: 11:00 AM to 02:00 PM