Hiring Credit Manager -LAP - Hassan and Doddaballapur

Hiring: Branch Credit Manager - LAP

Product: Business Loan LAP

Role: Branch Credit Manager

Experience: 4+ Years in LAP / Business Loans / NBFC / BFSI

Qualification: PUC / Any Degree

Loan Size: Up to 5 Cr.

CTC: Up to 6 LPA + Attractive Incentives

Notice Period: Immediate to 30 Days

Locations: Hassan & Doddaballapur

Apply / WhatsApp CV: Niranjan HR | [phone removed]

Job Description:

• The incumbent will be required to manage a team as well as coordinate with the sales team to achieve targets.
• You will be in direct contact with the consumers in order to establish their creditworthiness. You also need to ensure completion of credit/KYC documents and verifications through field and collateral visits while complying with the guidelines set forth in the company credit policy.
• The execution of this these tasks must be accomplished in such a manner which is both sales supportive and risk averse.

Roles & Responsibilities

• The incumbent will be responsible for underwriting secured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
• To conduct personal discussion with customers to establish Credit worthiness.
• To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
• To ensure credit policy adherence to the accepted standards.
• To control and contain front-end delinquencies.
• Train the sales team on the products and new updates on credit parameters.