Head - Credit - Retail & Corporate

1. Role - Head Credit (Retail & Corporate)

Location - Pune

Industry - Banking / NBFC

Relevant Required Experience - (10-12) Years min.

Salary Range - As per industry Standard (max 25 Lakhs)

Qualification - MBA (Finance), CA, ICWA and CFA, etc.

The role description is mentioned below:

- Analysing/underwriting of Home Loan, Loan against Property, Lease Rental Discounting, and any other retail products offered by the bank.

- Due Diligence / Credit Checks / Credit analysis, Credit assessment of the loan, as per credit policy.

- Coordination with the Business department for processing of loan till final disbursement.

- Developing, maintaining and managing relationships with business generators like DSAs, Connectors, Chartered Accountants, and other financial consultants.

- Responsible for maintaining a good loan portfolio for the Mortgage business in the region

- Undertaking site visits of properties to be mortgaged and residences of borrowers, as well ensure due diligence and KYC of borrowers.

- Ensuring proper documentation and Disbursement of retail Loans, following up and Clearing PDD

- Thorough knowledge of various Retail Banking products.

- Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval.