Group Credit Manager

10+ years of full function Creditors experience as well as 5 years experience as a Senior Credit manager, preferably in a listed company with experience in multinational organisations, including Africa. Mix of experience in corporatised and entrepreneurial organisations. Experience within the Healthcare Industry would be an advantage. Other complementary training/certification

Minimum Education:

Bachelor s degree in Accounts/Finance 5 years experience in a similar role Credit Risk certifications. National Credit Act and International Credit Act exposure Full understanding, exposure and implementation of international banking regulations established by the Basel Committee or similar

Technical competencies/ Professional expertise: Use Technical/Functional expertise - possesses up-to-date knowledge in the profession and industry; is regarded as an expert I the technical/functional area; accesses and uses other expert resources when appropriate. Knows the business - shows understanding of issues relevant to the broad organisation and business; has and uses cross-functional knowledge.

Planning Organising - sets goals; develops strategies and schedules for meeting those goals, anticipates obstacles and define alternative strategies; schedules and coordinates work of others, sets priorities, established efficient work procedures to meet objectives. Acts with Integrity - demonstrates principled leadership and sound business ethics, shows consistency among principles, values and behaviours, builds trust with others through own authenticity and follows through on commitments. Values Diversity - shows and fosters respect and appreciation for each person whatever their background, race, age, gender, values, lifestyle or interests.

Behavioural competencies:

(Soft Skills) Manage Execution - assigns responsibilities; delegates and empowers others; removes obstacles; allows for and contributes needed resources; coordinates work efforts when necessary; monitors progress. Establish Plans - Develops short-and long-range plans that are appropriately comprehensive, realistic and effective in meeting goals; integrates planning efforts across work units. Manages Profitability - Emphasizes the need to contribute to the organisations profitability, makes decisions that enhance the organisations financial position in the countries responsible for. Drives for results - drives for results and success; conveys ma sense of urgency and drives issues to closure; persists despite obstacles and opposition.

Leadership

Competencies (if a leadership role)

Provide direction - foster the development of common vision, provides clear direction. Influence others - gains support and commitment from others, mobilizes people to act. Fosters teamwork - builds effective teams to committed to organisational goals, fosters collaboration among team members and among teams. Leads Courageously - Steps forward to address difficult issues. Motivate others - encourages and empowers others, creates enthusiasm. Coach and Develop Others - Accurately assesses strengths and development needs

Organisational Competencies: (culture-fit) Work in a fast paced and dynamic organisational environment making expeditious business decisions, adapting to rapidly changing and sometimes unpredictable business situations. Deliver results both in a highly structured and unstructured organizational structure and processes. Demonstrate versatility, grasp and learn new concepts, developments and technologies quickly and implement and mentor subordinates. Adapt into a culturally diverse work environment. Possess honesty, integrity, passion for the work, compassion