GOLD APPRAISER Professional
AU Small Finance Bank · Jammu · onsite · Posted 22d ago
Undisclosed0–7 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
A Gold Loan Appraiser (or Valuation Officer) is a specialized role responsible for verifying the purity, weight, and value of gold jewelry pledged as collateral, primarily in NBFCs and banks. Key duties include testing gold purity using acid tests or electronic meters to ensure it meets lending norms.
Key Aspects of the Role & Training:
- Job Responsibilities: Appraisers test gold to determine its authenticity and market value , which directly informs the loan-to-value (LTV) ratio (often around 75%-90%). They are critical in preventing fraud and ensuring proper documentation.
- Hiring Companies: Major recruiters include Muthoot Finance , IIFL Finance , Manappuram , Muthoot FinCorp , and various banking institutions.
- Training & Certification: Many vocational centers, particularly in Tamil Nadu and Maharashtra (e.g., Salem, Coimbatore, Pune), provide specialized training in gold appraisal.
- Key Skills: Strong knowledge of gold, diamonds, precious stones, and the ability to detect fake jewelry
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Gold AppraiserGold LoanvaluationLendingBankingfinance
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
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