GOLD APPRAISER Professional

Responsibilities :-

• Conduct thorough physical inspection and verification of gold items submitted for loan processing to determine authenticity and purity.
• Evaluate the market value of gold based on current rates, quality, weight, and prevailing economic conditions.
• Prepare detailed appraisal reports that accurately reflect the assessed value of gold assets for loan sanctioning purposes.
• Collaborate with the loan processing and risk management teams to ensure compliance with internal policies and regulatory guidelines.
• Maintain up-to-date knowledge of gold market trends, pricing fluctuations, and industry best practices to inform appraisal decisions.
• Manage and update records of all appraisals and related documentation in the banks operational systems with high accuracy.
• Identify and report any discrepancies or potential fraud in gold submissions to the appropriate authorities within the bank.
• Provide training and guidance to junior staff on gold appraisal techniques and compliance requirements.
• Participate in periodic audits and inspections to ensure adherence to quality standards and regulatory mandates.
• Support customer service teams by addressing queries related to gold valuation and loan eligibility.

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