GOLD APPRAISER Professional
AU Small Finance Bank · Not specified · onsite · Posted 23d ago
Undisclosed5–10 yrsfulltimeSourced from
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About this role
Job Brief: - AU Small Finance Bank Limited is seeking an experienced professional to lead the valuation and appraisal of gold assets within our Operations and Services department. This role demands a high level of expertise in assessing the quality, purity, and market value of gold items to support the bank's gold loan portfolio. The incumbent will ensure accurate and timely appraisals, maintain compliance with regulatory standards, and collaborate closely with credit and risk teams to mitigate financial risks. This position requires a detail-oriented individual with strong analytical skills and a deep understanding of the gold market dynamics, committed to upholding the bank's reputation for integrity and customer trust.
Responsibilities :-
- Conduct thorough and precise appraisal of gold jewelry and bullion to determine purity, weight, and market value in alignment with current market trends.
- Verify authenticity and quality of gold items using industry-standard testing methods and equipment.
- Collaborate with credit and risk management teams to provide accurate valuations that support loan sanctioning decisions.
- Maintain detailed records of appraisals, including photographs, assay reports, and valuation certificates, ensuring compliance with internal policies and regulatory requirements.
- Stay updated on fluctuations in gold prices, market demand, and regulatory changes affecting gold loan operations.
- Train and mentor junior appraisers and operations staff on gold valuation techniques and compliance protocols.
- Coordinate with branch operations to streamline the appraisal process, ensuring timely loan disbursal and customer satisfaction.
- Implement and monitor quality control measures to minimize errors and discrepancies in gold valuation.
- Participate in audits and inspections related to gold loan assets and appraisal procedures.
- Advise management on potential risks and opportunities in the gold loan portfolio based on appraisal insights.
Skill :-
- Gold Purity Testing
- Jewelry Appraisal Techniques
- Market Price Analysis
- Risk Assessment in Gold Loans
- Regulatory Compliance for Precious Metals
- Use of Assay and Testing Equipment
- Documentation and Record Keeping
- Team Leadership and Training
- Audit and Quality Control
- Customer Service in Financial Operations
Preferred Qualifications :-
- Bachelors degree in Commerce, Finance, or a related field; certification in gemology or precious metals appraisal is highly desirable.
- Minimum of 5 years of experience in gold appraisal within the financial services or banking sector, preferably with exposure to gold loan operations.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Customer ServiceGold AppraiserGold LoanGold Valuationcustomer satisfactionanalytical thinkingAssaygold loansauditsLoansBankingFinancial OperationsBanking SectorFinancial ServicescompliancefinanceBranch Operations
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
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