GOLD APPRAISER Professional
AU Small Finance Bank · Bijapur · onsite · Posted 23d ago
Undisclosed3–5 yrsfulltimeSourced from
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About this role
Job Brief: - AU Small Finance Bank Limited is seeking a meticulous and experienced professional to join our Operations and Services team, specializing in the evaluation and appraisal of gold assets for loan processing. This role demands a deep understanding of gold valuation techniques, market trends, and regulatory compliance within the financial services sector. The ideal candidate will play a critical role in ensuring accurate assessment of gold collateral, thereby supporting the bank's lending operations and risk management strategies. This position requires strong analytical skills, attention to detail, and the ability to work collaboratively with cross-functional teams to uphold the bank's standards of service excellence and operational efficiency.
Responsibilities :-
- Conduct thorough and accurate appraisal of gold items submitted as collateral for loan processing, ensuring adherence to industry standards and bank policies.
- Evaluate the purity, weight, and market value of gold assets using standardized testing methods and tools.
- Maintain up-to-date knowledge of gold market trends, pricing fluctuations, and regulatory guidelines affecting gold loan operations.
- Collaborate with loan officers and operations teams to verify collateral details and support timely loan disbursement.
- Prepare detailed appraisal reports and documentation to support loan approval and audit processes.
- Ensure compliance with all internal controls, legal requirements, and audit standards related to gold asset evaluation.
- Identify and report any discrepancies or potential risks associated with gold collateral to senior management.
- Participate in training sessions and continuous learning initiatives to enhance appraisal techniques and industry knowledge.
- Manage and maintain appraisal equipment and tools to ensure accuracy and reliability in evaluations.
- Support the development and implementation of process improvements to enhance appraisal efficiency and accuracy.
Skill :-
- Gold Purity Testing
- Asset Valuation Techniques
- Market Trend Analysis
- Regulatory Compliance
- Risk Assessment
- Report Preparation
- Loan Collateral Verification
- Audit and Documentation
- Use of Appraisal Instruments
- Process Improvement
- Stakeholder Communication
- Data Accuracy and Attention to Detail
Preferred Qualifications :-
- Bachelors degree in Finance, Commerce, Gemology, or a related field.
- Certification in gold appraisal or gemology from a recognized institution is highly desirable.
- Minimum of 3-5 years of experience in gold appraisal within the financial services or banking sector.
- Strong understanding of regulatory frameworks governing gold loans and collateral management.
- Proven track record of accuracy and integrity in asset valuation and loan processing.
- Excellent communication skills to effectively liaise with internal teams and external stakeholders.
- Proficiency in using appraisal tools and software relevant to gold valuation.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Gold AppraiserGold LoanGold Valuationanalytical thinkingLendinginternal controlsgold loansCollateral managementBankingDisbursementCommunication SkillsBanking SectorFinancial ServicesLegalcompliancefinance
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
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