GOLD APPRAISER Professional
AU Small Finance Bank · Pratapgarh · onsite · Posted 23d ago
Undisclosed3–5 yrsfulltimeSourced from
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About this role
Job Brief: - AU Small Finance Bank Limited is seeking a meticulous and experienced professional to join our Operations and Services team, specializing in the evaluation and appraisal of gold assets for loan processing. This role demands a deep understanding of gold valuation techniques, market trends, and regulatory compliance to ensure accurate assessment and risk mitigation. The ideal candidate will play a critical role in supporting the bank's gold loan portfolio by providing precise appraisals that align with the banks lending policies and contribute to customer satisfaction and operational efficiency.
Responsibilities :-
- Conduct thorough physical inspection and verification of gold items submitted for loan processing, ensuring authenticity and quality standards.
- Accurately assess the purity, weight, and market value of gold assets using industry-standard tools and techniques.
- Maintain up-to-date knowledge of gold market trends, price fluctuations, and regulatory guidelines affecting gold loan valuations.
- Prepare detailed appraisal reports and documentation to support loan sanctioning decisions in compliance with bank policies.
- Collaborate with the credit and risk teams to identify and mitigate potential risks associated with gold loan collateral.
- Ensure adherence to all regulatory and internal audit requirements related to gold appraisal and loan processing.
- Train and mentor junior staff on gold appraisal procedures and quality standards to maintain consistency and accuracy.
- Manage and maintain appraisal equipment and tools, ensuring calibration and functionality for precise measurements.
- Engage with customers professionally to explain appraisal outcomes and address any queries related to gold loan valuations.
- Contribute to process improvement initiatives aimed at enhancing the efficiency and accuracy of gold loan operations.
Skill :-
- Gold Purity Testing
- Precious Metals Valuation
- Use of Assaying Equipment
- Market Price Analysis
- Regulatory Compliance in Financial Services
- Risk Assessment and Mitigation
- Report Writing and Documentation
- Customer Relationship Management
- Internal Audit Coordination
- Training and Development
- Attention to Detail
- Time Management
Preferred Qualifications :-
- Bachelors degree in Commerce, Finance, or a related field; certification in gemology or precious metals appraisal is highly desirable.
- Minimum of 3-5 years of experience in gold appraisal or valuation within the financial services or banking sector, preferably with exposure to gold loan products.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Gold AppraiserGold LoanGold Valuationcustomer satisfactioncrmLendingLoan ProcessingBankingMarket TrendsInternal AuditoperationsBanking SectorFinancial Servicescompliancefinance
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
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