GOLD APPRAISER Professional
AU Small Finance Bank · Not specified · onsite · Posted 23d ago
Undisclosed3–5 yrsfulltimeSourced from
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About this role
Job Brief: - AU Small Finance Bank Limited is seeking a meticulous and experienced professional to join our Operations and Services team, specializing in the evaluation and appraisal of gold assets for loan processing. This role demands a deep understanding of gold valuation techniques, market trends, and regulatory compliance to ensure accurate assessment and risk mitigation. The ideal candidate will play a critical role in supporting the bank's gold loan portfolio by providing precise appraisals that uphold the institution's standards for security and customer trust within the financial services sector.
Responsibilities :-
- Conduct thorough physical inspection and verification of gold items submitted for loan processing, ensuring authenticity and purity.
- Evaluate the market value of gold based on current rates, weight, and quality, applying standardized appraisal methodologies.
- Maintain up-to-date knowledge of gold market trends, pricing fluctuations, and regulatory guidelines affecting gold loan operations.
- Prepare detailed appraisal reports and documentation to support loan sanctioning decisions and audit requirements.
- Collaborate with loan officers and operations teams to facilitate smooth processing of gold-backed loans while ensuring compliance with internal policies.
- Identify and report any discrepancies or potential fraud related to gold assets to the risk management team promptly.
- Ensure adherence to all statutory and regulatory requirements related to gold appraisal and loan disbursement.
- Train and mentor junior staff on gold appraisal techniques and compliance standards to maintain high-quality service delivery.
- Participate in periodic audits and inspections conducted by internal and external agencies to validate appraisal accuracy and process integrity.
Skill :-
- Gold Purity Testing
- Market Price Analysis
- Risk Assessment in Gold Loans
- Regulatory Compliance for Precious Metals
- Report Writing and Documentation
- Fraud Detection in Asset Verification
- Customer Service in Financial Operations
- Audit and Inspection Coordination
- Training and Development
- Attention to Detail
Preferred Qualifications :-
- Bachelors degree in Commerce, Finance, or a related field; certification in gemology or precious metals appraisal is highly desirable.
- Minimum of 3-5 years of experience in gold appraisal within the financial services or banking sector, preferably with exposure to gold loan products.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Customer ServiceGold AppraiserGold LoanGold Valuationgold loansfraud detectionauditsLoansLoan Processingloan disbursementBankingDisbursementFinancial OperationsBanking SectorFinancial Servicescompliancefinance
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
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