GOLD APPRAISER Professional
AU Small Finance Bank · Not specified · onsite · Posted 23d ago
Undisclosed3–5 yrsfulltimeSourced from
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About this role
Job Brief: - AU Small Finance Bank Limited is seeking a meticulous and experienced professional to join our Operations and Services team, specializing in the evaluation and appraisal of gold assets for loan processing. This role demands a deep understanding of gold valuation techniques, market trends, and regulatory compliance to ensure accurate assessment and risk mitigation. The ideal candidate will play a critical role in supporting the bank's gold loan portfolio by providing precise appraisals that uphold the institution's standards of financial integrity and customer trust.
Responsibilities :-
- Conduct thorough physical inspection and verification of gold items submitted for loan processing, ensuring authenticity and purity.
- Evaluate the market value of gold based on current rates, weight, and quality, applying standardized appraisal methodologies.
- Maintain up-to-date knowledge of gold market trends, pricing fluctuations, and regulatory guidelines affecting gold loan operations.
- Prepare detailed appraisal reports and documentation to support loan sanctioning decisions and audit requirements.
- Collaborate with loan officers and operations teams to facilitate smooth processing of gold loan applications.
- Ensure compliance with internal policies and external regulatory requirements related to gold asset evaluation and loan disbursement.
- Identify and report any discrepancies or potential fraud in gold submissions to the relevant authorities within the bank.
- Participate in periodic training and development programs to enhance appraisal techniques and industry knowledge.
- Manage and maintain appraisal equipment and tools to ensure accuracy and reliability in assessments.
- Support the resolution of customer queries related to gold valuation and loan terms with professionalism and clarity.
Skill :-
- Gold Purity Testing
- Market Price Analysis
- Risk Assessment
- Regulatory Compliance
- Report Writing
- Customer Service
- Fraud Detection
- Appraisal Equipment Handling
- Attention to Detail
- Collaboration and Communication
Preferred Qualifications :-
- Bachelors degree in Commerce, Finance, or a related field; certification in gemology or precious metals appraisal is highly desirable.
- Minimum of 3-5 years of experience in gold appraisal or a similar role within the financial services or jewelry industry, preferably with exposure to gold loan operations.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Customer ServiceGold AppraiserGold LoanGold ValuationEquipment Handlingfraud detectionCustomer QueriesLoan Processingloan disbursementMarket TrendsDisbursementoperationsFinancial Servicescompliancefinance
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
Employee ratings
14,223 reviews
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Culture
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