GOLD APPRAISER Professional
AU Small Finance Bank · Not specified · onsite · Posted 23d ago
Undisclosed3–5 yrsfulltimeSourced from
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About this role
Job Brief: - AU Small Finance Bank Limited is seeking a meticulous and experienced professional to join our Operations and Services team, specializing in the evaluation and appraisal of gold assets for loan processing. This role demands a deep understanding of gold valuation techniques, market trends, and regulatory compliance to ensure accurate assessment and risk mitigation. The ideal candidate will play a critical role in supporting the bank's gold loan portfolio by providing precise appraisals that uphold the institution's standards of financial integrity and customer trust.
Responsibilities :-
- Conduct thorough physical inspection and verification of gold items submitted for loan processing to determine authenticity and purity.
- Evaluate the market value of gold based on current rates, quality, weight, and prevailing economic conditions.
- Prepare detailed appraisal reports that accurately reflect the assessed value of gold assets for loan sanctioning purposes.
- Collaborate with the loan processing and risk management teams to ensure compliance with internal policies and regulatory guidelines.
- Maintain up-to-date knowledge of gold market trends, pricing fluctuations, and industry best practices to inform appraisal decisions.
- Manage and update records of all appraisals and related documentation in the banks operational systems with high accuracy.
- Identify and report any discrepancies or potential fraud in gold submissions to the appropriate authorities within the bank.
- Provide training and guidance to junior staff on gold appraisal techniques and compliance requirements.
- Participate in periodic audits and inspections to ensure adherence to quality standards and regulatory mandates.
- Support customer service teams by addressing queries related to gold valuation and loan eligibility.
Skill :-
- Gold Purity Testing
- Market Price Analysis
- Asset Valuation Techniques
- Regulatory Compliance
- Risk Assessment
- Report Writing
- Fraud Detection
- Customer Service
- Data Management
- Training and Development
Preferred Qualifications :-
- Bachelors degree in Finance, Commerce, Gemology, or a related field from a recognized institution.
- Certification in Gold Appraisal or Jewelry Valuation from a reputed professional body is highly desirable.
- Minimum of 3-5 years of experience in gold appraisal within the financial services or banking sector.
- Strong understanding of regulatory frameworks governing gold loans and asset valuation.
- Proven track record of accuracy and integrity in asset appraisal and risk assessment.
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Required abilities
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- Compliance Related: #*Compliance Related*#
- Union Affiliation: #*Union Affiliation*#
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Customer ServiceGold AppraiserGold LoanGold Valuationgold loansfraud detectionauditsLoansLoan ProcessingBankingMarket TrendsData ManagementoperationsBanking SectorFinancial Servicescompliancefinance
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
Employee ratings
14,223 reviews
3.8/ 5
Culture
3.6
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Work-life
3.7
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