GOLD APPRAISER Professional
AU Small Finance Bank · Kota · onsite · Posted 23d ago
Undisclosed3–5 yrsfulltimeSourced from
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About this role
Job Brief: - AU Small Finance Bank Limited is seeking a meticulous and experienced professional to join our Operations and Services team, specializing in the evaluation and appraisal of gold assets for loan processing. The role demands a thorough understanding of gold valuation techniques, market trends, and regulatory compliance to ensure accurate assessment and risk mitigation. The ideal candidate will play a critical role in supporting the bank's gold loan portfolio by providing precise appraisals that uphold the institution's standards of financial integrity and customer trust.
Responsibilities :-
- Conduct detailed physical inspection and verification of gold items submitted for loan processing, ensuring authenticity and quality standards.
- Accurately assess the purity, weight, and market value of gold assets using industry-standard tools and techniques.
- Stay updated with current gold market trends, prices, and regulatory guidelines to provide informed appraisals.
- Collaborate with loan officers and operations teams to facilitate smooth processing of gold-backed loans.
- Maintain comprehensive records of appraisals, including photographs, documentation, and valuation reports for audit and compliance purposes.
- Identify and report any discrepancies or suspicious items to the compliance and risk management teams promptly.
- Ensure adherence to all internal policies and external regulatory requirements related to gold appraisal and loan processing.
- Provide training and guidance to junior staff on gold appraisal procedures and best practices.
- Participate in periodic audits and quality checks to uphold appraisal accuracy and operational excellence.
- Contribute to continuous improvement initiatives aimed at enhancing appraisal processes and customer service.
Skill :-
- Gold Purity Testing
- Market Price Analysis
- Risk Assessment
- Regulatory Compliance
- Loan Processing Coordination
- Documentation and Record Keeping
- Fraud Detection
- Customer Service
- Use of Appraisal Tools (e.g., Karatmeter, Electronic Weighing Scale)
- Report Writing
Preferred Qualifications :-
- Bachelors degree in Finance, Commerce, Gemology, or a related field; certification in gold appraisal or gemology is highly desirable.
- Minimum of 3-5 years of experience in gold appraisal within the financial services or jewelry industry, preferably with exposure to gold loan operations.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Customer ServiceGold AppraiserGold LoanGold Valuationrecord keepingfraud detectionauditsLoansLoan ProcessingRisk AssessmentMarket TrendsRegulatory ComplianceRisk ManagementoperationsFinancial Servicescompliancefinance
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
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