GOLD APPRAISER Professional
AU Small Finance Bank · Siddipet · onsite · Posted 23d ago
Undisclosed5–10 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Job Brief: - AU Small Finance Bank Limited is seeking an experienced professional to lead the valuation and appraisal of gold assets within our Operations and Services department. This role demands a high level of expertise in gold appraisal to support the bank's gold loan portfolio, ensuring accurate and timely assessment of gold collateral. The ideal candidate will have extensive knowledge of gold purity testing, market trends, and regulatory compliance, contributing to risk mitigation and operational efficiency. This position plays a critical role in maintaining the integrity of the banks secured lending practices and requires collaboration with multiple teams to uphold service excellence and customer trust.
Responsibilities :-
- Conduct precise and thorough appraisal of gold jewelry and bullion to determine accurate market value for loan processing.
- Verify gold purity using industry-standard testing methods such as acid tests, electronic gold testers, and X-ray fluorescence (XRF) analyzers.
- Ensure compliance with regulatory guidelines and internal policies related to gold loan collateral evaluation.
- Collaborate with credit and risk teams to assess the quality and authenticity of gold assets, minimizing potential loan defaults.
- Maintain detailed records of appraisals, including photographs, test results, and valuation reports for audit and reference purposes.
- Stay updated on current gold market trends, price fluctuations, and industry best practices to provide informed valuations.
- Train and mentor junior appraisers and operations staff on gold testing techniques and appraisal standards.
- Coordinate with branch operations to streamline the gold loan appraisal process, enhancing turnaround time and customer satisfaction.
- Participate in periodic audits and quality checks to ensure appraisal accuracy and adherence to bank standards.
- Support the development and implementation of new appraisal tools and technologies to improve efficiency and accuracy.
Skill :-
- Gold Purity Testing
- X-ray Fluorescence (XRF) Analysis
- Acid Test Methodology
- Market Price Analysis
- Regulatory Compliance in Financial Services
- Risk Assessment for Secured Loans
- Documentation and Record Keeping
- Training and Mentoring
- Audit and Quality Control
- Stakeholder Collaboration
- Process Optimization
- Customer Service Excellence
Preferred Qualifications :-
- Bachelors degree in Commerce, Finance, or a related field; certification in gemology or precious metals appraisal is highly desirable.
- Minimum of 5 years of experience in gold appraisal within the financial services or jewelry industry, preferably with exposure to gold loan operations.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Customer ServiceGold AppraiserGold Loancustomer satisfactionprocess optimizationrecord keepingLendingauditsLoansLoan ProcessingMarket TrendsQuality ControloperationsFinancial ServicescompliancefinanceBranch Operations
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
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