General Insurance Non-Motor Underwriter

Company Description Torin Wealth is a financial services firm committed to providing honest, well-suited solutions to a diverse client base, including individuals and corporate organizations. The company offers a wide range of products, such as life insurance, general insurance, mutual funds, portfolio management services (PMS), and other investment instruments. Torin Wealth focuses on building long-term relationships through transparent advisory and tailored risk and investment strategies. Team members collaborate closely with clients to help them protect their assets and grow their wealth in alignment with their financial goals.
Role Description This is a full-time, on-site role based in Surat for a General Insurance – Non-Motor Underwriter. The underwriter will assess and evaluate non-motor insurance proposals, including property, liability, and other commercial and personal lines, to determine appropriate coverage terms, premiums, and conditions. Daily responsibilities include analyzing risk information and documentation, reviewing proposals from agents and relationship managers, and ensuring compliance with company underwriting guidelines and regulatory requirements. The role involves preparing quotes, issuing policies, maintaining accurate records, and collaborating with internal teams to improve underwriting processes and product offerings. The underwriter will also interact with clients and intermediaries to clarify policy terms, address queries, and support renewal and claims-related underwriting decisions.
Qualifications

• Strong analytical and risk assessment skills, with the ability to interpret financial, technical, and legal documents for non-motor general insurance risks.
• Sound knowledge of general insurance concepts, especially non-motor segments (e.g., property, liability, health, and commercial lines), underwriting principles, and regulatory guidelines.
• Attention to detail and proficiency in policy documentation, data validation, and maintaining accurate underwriting records.
• Effective communication and interpersonal skills to collaborate with internal teams, intermediaries, and clients, and to explain coverage terms clearly.
• Good organizational and time-management skills to handle multiple proposals, renewals, and policy servicing tasks within defined timelines.
• Comfort with using office productivity tools and insurance software platforms for quotations, policy issuance, and reporting.
• Bachelor's degree in finance, insurance, business, or a related field; professional certifications in insurance or underwriting are an advantage.
• Prior experience in general insurance underwriting, particularly in non-motor lines, is preferred.
• Commitment to ethical conduct, client-centric service, and continuous learning in a dynamic regulatory and market environment.