Fund Finance

Job Purpose

We are looking for a passionate, energetic resource to join the core Lending Services team. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLA's.

Key Responsibilities

• Perform comprehensive credit underwriting and risk assessment of private investment funds, including evaluation of fund structure, investment strategy, sponsor strength, governance framework, investor quality, unfunded capital commitments, borrowing base calculations, liquidity profile, and cash flow stress testing.
• Prepare detailed credit memorandums and underwriting recommendations by analyzing fund documentation, LPAs, subscription agreements, financial information, and legal documents, ensuring compliance with internal credit policies and regulatory requirements.
• Conduct ongoing portfolio monitoring and risk management activities, including annual reviews, covenant compliance testing, borrowing base monitoring, performance tracking, portfolio valuation analysis, and identification of emerging risks and mitigation strategies.
• Partner with Credit Officers to gather required information, resolve queries, and ensure timely completion of reviews within established deadlines.
• Training, mentoring, and managing junior team members, providing guidance on underwriting methodologies, credit analysis, portfolio monitoring, and best practices to support their professional development and ensure high-quality deliverables.
• Maintaining strong client relationships through regular communication, proactive stakeholder engagement, and collaboration with fund sponsors, relationship managers, and other key stakeholders to ensure seamless execution of transactions and effective portfolio management.

Key Competencies

• Strong understanding of credit principles, policies and regulations, loan products.
• Post graduation degree in MBA Finance or M. Com or equivalent degree. CFA qualification is preferable, however not mandatory.
• 2-7 years experience in credit report writing
• Proficiency in Advanced MS Excel
• Excellent written and spoken communication skills.
• Experience of fund finance domain for a US based bank will be an added advantage