Financial Spreading (Associate/Senior Associate/ Delivery Lead)
Moody's Analytics · Pune · onsite · Posted 45d ago
Undisclosed3–12 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Job Title: Financial Spreading (Associate/ Sr Associate/ Delivery Lead/ Manager/ Assistant Director)
- Location: Pune (work from office)
- Work hours: 10am to 7pm IST
- Department: Lending Services
- Experience Level : 2-14 years
- 0-2 months' notice candidates preferred due to business need.
Job Purpose
We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.
Key Responsibilities
Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Credit lens / client customized templates
Analysis of financial statements including Income statement, Balance Sheet cash flow of public private companies for the credit appraisal process
Experience in Personal Tax Returns, Business Tax Returns with in-depth knowledge in various schedules of Tax Returns
Going through the supplementary schedules, notes and MDA for the detailed breakups and adjustments
Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics
Screening the credit agreements and analyzing the financial covenants applicable to the borrower
Monitor Covenant compliance and reporting.
Conduct detailed quality checks of client deliverables
Managing capacity, efficiency and accuracy of the process
The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.
Responsible for delivering 100% quality, Meeting strict deadlines and ability to work under pressure.
Regular communication with the client to ensure the expectations are met
Support with project scoping, client communication, resource staffing based on the requirement, end-to-end workflow management, MIS reporting, etc.
Analysis of financial statements including Income statement, Balance Sheet cash flow of public private companies for the credit appraisal process
Experience in Personal Tax Returns, Business Tax Returns with in-depth knowledge in various schedules of Tax Returns
Going through the supplementary schedules, notes and MDA for the detailed breakups and adjustments
Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics
Screening the credit agreements and analyzing the financial covenants applicable to the borrower
Monitor Covenant compliance and reporting.
Conduct detailed quality checks of client deliverables
Managing capacity, efficiency and accuracy of the process
The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.
Responsible for delivering 100% quality, Meeting strict deadlines and ability to work under pressure.
Regular communication with the client to ensure the expectations are met
Support with project scoping, client communication, resource staffing based on the requirement, end-to-end workflow management, MIS reporting, etc.
Key Competencies
MBA (Finance) / CA (CPA equivalent) / CFA
Experience of 3-12 years in spreading and covenant monitoring
Strong understanding of credit principles, policies, and regulations
Proficient in Advanced MS Excel
Excellent written and spoken communication skills
Experience of working for a US based bank will be an added advantage
Experience of 3-12 years in spreading and covenant monitoring
Strong understanding of credit principles, policies, and regulations
Proficient in Advanced MS Excel
Excellent written and spoken communication skills
Experience of working for a US based bank will be an added advantage
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
DebtCFACommercial LendingFinancial statementBankingCorporate LoansCovenant Monitoringfinancial spreadingBusiness TaxCASH FLOWcredit appraisalCommunication SkillsFinancial StatementscompliancefinanceBalance Sheet
About Moody's Analytics
Moody's Analytics
Analytics & KPO
761
employees
2007
19 years old
New York, New York
United States (USA)
₹17.5L PA avg
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About
Moody's Analytics provides financial intelligence and analytical tools supporting our client's growth, efficiency and risk management objectives.
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Analytics & KPOFinancial Services
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