Finance Manager

Role : Finance Manager

About GyanDhan
GyanDhan is a fintech platform empowering students to pursue higher education by simplifying education loans and study abroad services. Through strong banking partnerships and a student-first approach, we enable seamless access to financing, guidance, and essential support throughout the study abroad journey. Reports directly to the CEO; builds the finance function from the ground up; two regulated entities (marketplace + NBFC); growth-stage company heading into institutional fundraising. That is your differentiator against a stable NBFC job.

The finance manager will be responsible for overseeing the whole fi nance / accounts / compliance department at GyanDhan. The individual will be responsible for monitoring general accounting practices, budgeting, developing internal accounting controls, tracking high-volume corporate client accounts, payroll processing, RBI interaction and compliance, and the design and ownership of automated, policy-enforced finance processes across the group.

Roles and Responsibilities
Own the redesign of the finance function into documented, automated processes: write SOPs for every recurring process (month-end close, reconciliations, TDS/GST, RBI and CIC returns) and co-own the finance automation roadmap with the Tech team
Implement the delegation-of-authority matrix, maker-checker approvals and fi nance policies (expense, procurement, related-party) as enforced system workfl ows, not just documents
Own lender commission invoicing, ledger reconciliation and dispute tracking for the marketplace (SCPL),
Maintain a compliance calendar covering statutory and RBI fi lings for both entities, with named owners and evidence of each fi ling
Oversee and manage the general accounting functions, including, but not limited to accounts payable, accounts receivable, general ledger, and taxes, payroll and secretarial provisions
Support debt raises led by the CEO: maintain lender data rooms, prepare lender MIS and covenant compliance reports, and coordinate due-diligence requests from lenders and investors
Help/prepare with quarterly and year-end fi nancial audit activities and the annual corporate fi nancial controls audit
Engaged in preparation of annual fi nancial statements as per the required accounting standards/Ind AS accounting standards

Prepare, review, and analyze fi nancial statements to ensure accuracy and completeness
Oversees preparation of business activity reports, fi nancial forecasts, and annual budgets
Supervise and/or manage general ledger accounting functions
Responsible for tax planning throughout the fi scal year; fi les annual corporate tax returns
Responsible for indirect tax planning throughout the fi scal year; fi les indirect tax returns
Overseeing Payroll compliances including but not limited to Provident Fund and ESI
Presents recommendations to management on short-term and long-term fi nancial objectives and policies
Ensures compliance with local and state government requirements
Ensure proper accounting of Direct assignments as per Ind AS 109 and other Ind AS
Ensure compliance with RBI regulatory requirements i.e Calculation of CRAR, NIM, NPA, DNBS etc.
Income tax assessments and preparation of replies to the IT notices
Indirect tax verifi cation and preparation of submissions to government departments
Preparing MIS reports for presentation to leadership team
Proper recording of Subvention/interest income on the loan portfolio, preparation of amortization schedule of loan portfolio and borrowings as per effective interest rate method
Accounting of Securitization of Loans, Debentures, OCPS/CCPS, and other structured instruments
Requirements
5+ years of progressive accounting experience with a portion of it being in a supervisory role leading a team 5-6 members
Excellent verbal and written communication abilities across all levels of the organization
Advanced technical knowledge of Accounting, taxes, payroll, companies Act and RBI regulations
Advanced Microsoft Excel skills. Hands-on experience with ERP systems (Tally/Frappe or similar) and with automating or rebuilding a fi nance process; comfortable using AI tools daily. Candidates should be able to give a specifi c example.
Functional knowledge of Tally, Loan Management system, income tax/TDS and GST
Proven work experience as a Financial Accountant/Manager or similar role
Prior NBFC or lending-business fi nance experience (DNBS returns, provisioning, CIC reporting): strongly preferred

Office Timings-10 AM - 7 PM (With alternate Saturdays off and Fixed Sundays Off)
Academic Qualifications-CA or MBA (Finance) with a strong fi nance controllership background
Experience-5 to 8 years, of which at least 3 in NBFC / lending-business fi nance
Location-Noida Sector 3