Finance Management Trainee (CA)

About Spice MoneyLimited:

Established in 2000 under the leadership of Dilip Modi,Spice Money Limitedstands as the premier ruralfintech organization in India. A subsidiary of the publicly traded DiGiSPICE Technologies Limited, the company is headquartered in Noida and operates with a dedicated mission to bridgethe financial dividefor the underserved Bharat through advanced technological solutions.

Leveraging an expansivenetwork of over 1.6 millionAdhikaris nationwide, the organization facilitates critical last-mile access to services such as AEPS cash transactions, domestic transfers, insurance, and micro-ATMfacilities. Spice Money continues to spearhead industryinnovations, including a zero-cost merchantplatform and one of the largest assisted payment ecosystems in the country, fostering digital empowerment across rural landscapes via credit marketplaces and UPI-integrated digital wallets.

With a presence spanningmore than 95% of nationalpincodes and a workforce exceeding 1,000 professionals, Spice Money merges high-growth fintech agility with the robust impact of a vast distribution infrastructure. This unique combination drives significant economic opportunity and represents the future of financial inclusion throughout India.

Role Overview:

We are seeking a high-energy, recently qualified Chartered Accountant to join us as a Management Trainee in Business Finance. In this dynamic, high-visibility role, you will work closely with our FP&A and Corporate Finance teams, bridging the gap between core accounting and strategic business growth. This position is an exceptional launchpad for a driven CA looking to accelerate their career in strategic finance.

Core Responsibilities:

• Financial Reporting & MIS: Compile comprehensive monthly financial management packs (P&L, Cash Flow, Balance Sheet) and monitor daily operational metrics to ensure accurate business tracking.
• Variance Analysis: Conduct granular budget vs. actual variance analyses, utilizing your strong accounting foundation to identify root causes and highlight financial risks or opportunities to management.
• Annual Operating Plan (AOP): Assist in building bottom-up revenue and OpEx models. Work alongside business leaders to set departmental targets and run detailed scenario analyses during annual budget cycles.
• Strategic Planning: Support the development of long-term, 5-year financial models and execute market benchmarking to evaluate and validate strategic growth initiatives.
• Board & Investor Communications: Help draft high-quality presentation decks and consolidate financial data packages for Board of Directors meetings and Investor Relations.

Ideal Candidate Profile:

• Qualifications: Recently qualified Chartered Accountant (CA).
• Technical Skills: Deep understanding of financial statements, core accounting principles, and strong baseline proficiency in Excel and financial modeling.
• Business Acumen: High-energy, analytical mindset with a strong desire to transition from traditional audit/compliance into strategic FP&A and corporate finance.
• Communication: Ability to distill complex financial data into clear, actionable insights for non-finance leadership and external stakeholders.