Field Risk Officer

Purpose of the role:

• To ensure and identify Operational risk for the business sourced in branch for Commercial vehicle finance.

Key Responsibilities:

• Ensure regular filed visit to customer sourced by the branches
• Raise incident reports on the field visit done
• Identify the process & policy Gaps and ensure the same are plugged to avoid such incident dont repeat in future.
• Ensure Pre & Post FI for the customer sourced
• Regular Visit to be done for Early default cases
• To prevent frauds Negative neutral cases raise during pre FI and cases not disbursed
• FRO activity sheet to be followed regularly
• Regularly field visit to be done for risk identification.

Desired Experience:

Number of years of experience (range): 1-5 years

• Type of companies/sector worked for: OEM / Dealer Sales / Banks/NBFCs, should have relevant experience used commercial vehicle finance .
• Responsibilities managed in the previous organizations: The applicant should have experience in Used Commercial vehicle finance, should have excellent contacts in the local vehicle finance market. Experience in understanding viability, vehicle types, dynamics of used commercial vehicle market is critical for this role.
• Computer/technical skills (if any): Should be comfortable in using Excel (ability to analyze reports sent from Head Office) and email (ability to communicate clearly in written English).

Qualifications:

• Graduation: Any Graduate
• Post-graduation: MBA or any PG would be an added advantage
• Professional Qualifications: Nothing specific
• Certifications : Nothing specific