Field Recovery Executive

Job Description Field Recovery Executive

Company: Intec Capital Ltd.
Job Title: Field Recovery Executive
Location: Punjab( Ludhiana)
Experience: 2-5 Years
Salary: 25,000 35,000
Employment Type: Full-time

About the Role
Intec Capital Ltd. is looking for an experienced Field Recovery to handle written-off and Non-Performing Asset (NPA) hard-bucket accounts, particularly in Business Loans and Property Loans. The candidate will be responsible for field visits, skip tracing, customer negotiations, and executing effective recovery strategies across Punjab.

Key Responsibilities

• Handle recovery of written-off and NPA hard-bucket accounts.
• Conduct field visits and customer interactions for overdue loan accounts.
• Perform skip tracing to locate customers and updated contact information.
• Negotiate with customers for repayment and settlement of outstanding dues.
• Execute recovery strategies to achieve assigned collection targets.
• Handle Business Loan and Property Loan recovery cases.
• Maintain proper records of field visits, customer interactions, and recovery actions.
• Coordinate with the legal/operations team wherever required.
• Travel across all districts of Punjab as per business requirements.
• Ensure recovery activities are conducted professionally and in compliance with applicable laws and company policies.

Required Skills & Qualifications

• Minimum qualification: Bachelors degree in any discipline.
• 2-5 years of experience in field recovery/collection, preferably in Business Loans or Property Loans.
• Strong experience in handling NPA and written-off accounts.
• Good skip tracing and customer negotiation skills.
• Basic knowledge of cheque-related laws and recovery/legal processes.
• Strong communication and interpersonal skills.
• Ability to handle difficult customers and challenging recovery situations.
• Willingness to travel extensively across all districts of Punjab.
• Target-oriented, self-driven, and comfortable working independently.

Why Join Intec Capital Ltd.?

• Opportunity to work on challenging recovery cases.
• Exposure to Business Loan and Property Loan portfolios.
• Independent field responsibility across Punjab.
• Growth-oriented work environment.