Field Credit Officer (North West)
Moniepoint · Hyderabad · onsite · Posted 52d ago
About a minute. You'll make an account on the way through.
About this role
- Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
- Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
- Review and approve (or decline) loan requests by thoroughly analyzing all the data available
- Embark on physical visitation to potential borrowers business places for evaluation of business books, taking inventory and turnover into consideration
- Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
- Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
- Perform all other credit-related functions as may be assigned by a supervisor
- Minimum of an OND in any business-related discipline
- Minimum of 2 years experience in a sales role for credit products in a financial institution
- Demonstrable knowledge of credit risk analysis
- Good knowledge of financial analysis is an added advantage
- Must be resident in any of these locations (please indicate your preferred location)
- Jigawa: Jigawa North East, Jigawa North West, Jigawa South East
- Kaduna: Kaduna Central, Kaduna South, and Kaduna North
- Kano: Kumbotso, Fagge, Nasarawa, Dala, Kano North, Kano Munipal and Kano Central
- Katsina: Katsina Central 1, Katsina Central 2, Katsina North East
- Sokoto: Sokoto South and Sokoto North
- Plateau: Plateau Central, Plateau South, and Plateau North
- Zamfara: Zamfara South and Zamfara North
- Apt attention to details
- Proven simple/complex analytical skills
- Excellent communication, presentation and interpersonal skills
- Agility and perseverance
- Consistent achievement of gross loan portfolio targets and portfolio profit targets.
- Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.
- Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.
- Accurate credit risk assessments based on key factors like capacity, character, and capital.
- Competitive compensation, benefits, and career growth opportunities.
- Opportunity to work with Africa s fastest-growing fintech and make a direct impact on business growth across the region.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
About Moniepoint
Moniepoint
Banking
1001-5000
employees
London, England
United Kingdom
₹56.3L PA avg
Avg at Moniepoint
About
Moniepoint Inc. is a leading financial technology company that provides a seamless platform for businesses, their employees and customers, to accept payments digitally, receive credit and access business management tools that enable them to grow with ease.
We are the parent company of TeamApt Ltd and Moniepoint MFB and we support over 1,800,000 businesses to process $12 billion monthly through our digital payment acceptance channels.
For our work in making digital payment accessible to businesses in emerging markets, our Nigerian subsidiary was awarded the National Inclusive Payment Initiative Award by the Central Bank of Nigeria. In 2022, CB insights recognised us as a top global fintech.
We are backed by QED, British International Investment, FMO, and other leading global venture capital funds.
Moniepoint Inc. is a fully remote tech company with a diverse workforce worldwide and is headquartered in London, with offices in the US, Nairobi and Lagos. Join us as a to help power the dreams of businesses globally.
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