External-Loan Officer-Secured Loans
Ujjivan Small Finance Bank · Bulandshahr · onsite · Posted 56d ago
Undisclosed1–2 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Role purpose objective
Job Title
Department
Location
Type of Position
Reports To
Reporting Into
Size of the Role
Key Duties Responsibilities of the Role
Minimum Requirements of Knowledge Skills
Skills
Job Type
Location - Kaithal,Bulandshahr,Baghpat,Meerut
Loan Officer - Secured Loans
Job Title
Department
Rural Banking
Location
Branch
Type of Position
Full Time
Reports To
Area Manager - Secured Loans
Reporting Into
NA
Size of the Role
- Customer Base - 70 Customers Approximately
- Portfolios size - approx. 5 Crs
Key Duties Responsibilities of the Role
Business:
- ManagingAsset Products- managing Kisan Credit Card, Agri EnterpriseLoans, other secured loans
- Knowledgeon process and products- mortgage processes of the state in KisanCredit Card, other product
- Cross-sellof liability products and third party products
- Formationof Farmers' Clubs one per branch/leveraging existing clubs,making use of the same for bank's business
- Workwith team in harnessing the potential of the area and achievingthe set targets
Customer:
- Ensurethat issues/ complaints raised by the customer are resolvedwithin agreed TAT, work with Service Quality for improvingcustomer service on an ongoing basis
- Developingand maintaining rapport with key person's / opinion makersof the village
- Workclosely with Credit and Ops to ensure timely sanctions and DBCustomer
Internal process:
- Completingmortgages on time/collection of Post disbursement documents
- Ensuringthe collection efficiency and containing PAR and IOD withinthreshold levels
Learning performance:
- Keepself-updated on the latest product, process and regulatoryguidelines.
- Ensure completion of all nominated trainings for self.
Minimum Requirements of Knowledge Skills
- Educational Qualifications
- Graduate, preferably in Agri/Allied Sciences, Post-graduation
Skills
- Kisan Credit Card
- Agri EnterpriseLoans
- secured loans
- mortgage processes
- Customer relationship building
- Leadgeneration
- Marketingactivities
- Collections
Job Type
Location - Kaithal,Bulandshahr,Baghpat,Meerut
Sourced from naukri
Skills
Third Party Productsloan officerService qualityCRSRural BankingLoansBankingDisbursementPost DisbursementMortgageKisan Credit Cardcredit cardCustomer RelationshipLiability Productsrelationship building
About Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Banking
24.4k+
employees
2017
9 years old
Bangalore/Bengaluru, Karnataka
India
About
Empowers financial inclusion across India, serving over 90 lakh customers with over ₹6,400 crore profit and a strong focus on inclusive, tech-led banking.
Industries
BankingFinancial Services
Employee ratings
7,630 reviews
4.0/ 5
Culture
4.0
Career growth
3.5
Work-life
3.9
Employees rate it well for
Work Culture689Salary511Work Life Balance407Work Environment388Senior Management339
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