External-Area Manager-Semi Formal Lap
Ujjivan Small Finance Bank · Noida · onsite · Posted 56d ago
Undisclosed5–10 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Role purpose objective
Size of the role
Key duties responsibilities of the role
Business
Customer
Location - New Delhi,Noida,Indore,Jodhpur,Panipat
- MSMELoan is a growing business for Ujjivan. The Area Manager-MSME isthe most important position that will drive this business in the respective cluster. The position is responsible for overallgrowth and success of the business in the cluster.
- Buildtefficient team of Loan officers and cluster Managers in theArea/cluster assigned
- Oversees the performance of the portfolio of his/her region by area and branch in terms of growth (amount and client base) and productivity of cluster manager/loan officers by guiding them andcarrying out constructive reviews of their performance
- Overallresponsible for the control and recovery of loans in his/her region, risk assessment and recovery strategies.
- Incoordination with the branch, credit product teams,identifies suitable branches and locations for MSE loan and gets the locations activated. Ensures proper goal setting, resourceplanning, marketing and sourcing of business. Identifying legaland technical evaluators in the locations during expansion.
- Workclosely with product and marketing team to drive suitablebranding and marketing activities in his/her respective cluster.
Size of the role
- DriveAverage Monthly Business of 40 a" 60 lacs from each SM
- ManageTeam of 4 a" 8 Sales Managers
- Managemapped Portfolio of around 50 a" 100 Crs.
- MaintainTarget Portfolio Yield
- MaintainTarget Collection efficiency in allocated pool
Key duties responsibilities of the role
Business
- Daily,Weekly and Monthly monitoring of the accomplishment of targetsaccording to the annual and monthly targets established for thearea and branches under his or her responsibility to provideguidance and solutions to his or her team as required
- Assign targets and results on daily, weekly, monthly basis of portfolioof risk by different categories such as days in arrears, numberof installment due, amount within his or her region by area,branch, loan officer with the objective to identify tendenciesand risks.
- SupportsCluster Manager- in his or her area in their duties of clientvisits, risk assessment and recovery strategies
- Efficientstaffing by timely recruitment training
- Implement,supervise and control effectiveness of commercial strategy withhis/her team to reach the productivity and growth targetsestablished.
- Approvedeviations and exceptions according to policy in place.
- Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools.
Customer
- Ensurecustomers are educated about all products/services offered byUjjivan.
- Ensurelower customer attrition by providing different products as percustomer requirement.
Location - New Delhi,Noida,Indore,Jodhpur,Panipat
Sourced from naukri
Skills
loan officerCRSLoansRisk AssessmentRecruitment TrainingLapSalesmarketing
About Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Banking
24.4k+
employees
2017
9 years old
Bangalore/Bengaluru, Karnataka
India
About
Empowers financial inclusion across India, serving over 90 lakh customers with over ₹6,400 crore profit and a strong focus on inclusive, tech-led banking.
Industries
BankingFinancial Services
Employee ratings
7,630 reviews
4.0/ 5
Culture
4.0
Career growth
3.5
Work-life
3.9
Employees rate it well for
Work Culture689Salary511Work Life Balance407Work Environment388Senior Management339
Find them on