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About this role
Job Summary
Job Title: Requirements Engineer
Corporate Title: Associate
Location: Pune, India
The Requirements Engineer will serve as the primary liaison between business stakeholders and software development teams for credit and debit card processing applications. The role is responsible for eliciting, analyzing, documenting, validating, and managing business and system requirements throughout the product delivery lifecycle.
Responsibilities
- Partner with product owners, operations, compliance, risk, customer service, and technology stakeholders to understand business needs.
- Act as the go-between for business and development teams, translating business objectives into clear functional and non-functional requirements.
- Elicit requirements through workshops, interviews, process reviews, data analysis, and stakeholder discussions.
- Create and maintain business requirements, user stories, acceptance criteria, process flows, use cases, interface requirements, and traceability records.
- Support applications covering card authorization, clearing and settlement, transaction processing, refunds, reversals, disputes, chargebacks, fees, and reconciliation.
- Analyze impacts across upstream and downstream systems, integrations, APIs, data flows, and operational processes.
- Work with architects, developers, and testers to clarify requirements and resolve gaps, conflicts, and dependencies.
- Support backlog refinement, sprint planning, reviews, retrospectives, release planning, and daily Scrum activities.
- Assist quality assurance teams with test scenarios, requirement coverage, defect triage, and business acceptance testing.
- Maintain stakeholder alignment, track decisions and changes, and communicate delivery risks, assumptions, issues, and dependencies.
- Ensure requirements consider security, privacy, regulatory, audit, resilience, and card-industry controls.
Requirements
- Experience as a Requirements Engineer, Business Analyst, Systems Analyst, or similar role in financial services or payments technology.
- Working knowledge of credit and debit card transaction lifecycles and card processing platforms.
- Strong requirements elicitation, analysis, documentation, modelling, and stakeholder-management skills.
- Ability to communicate effectively with both business and technical audiences and convert complex needs into actionable requirements.
- Practical experience working in Agile Scrum teams and understanding Scrum roles, ceremonies, artefacts, and backlog management.
- Familiarity with tools such as Jira, Confluence or equivalent requirements and delivery-management platforms.
- Experience writing well-structured user stories and testable acceptance criteria.
- Strong analytical, problem-solving, facilitation, negotiation, and written communication skills.
- Ability to manage multiple priorities and work effectively across distributed, cross-functional teams.
- Familiar with Agile Team management tools (JIRA, Confluence)
- Pro-active team player with good communication skills as well as good English language skills.
- Experience with Agile/SCRUM environment including agile tooling and methodology together with knowledge of cards.
- Bachelors degree from a college or university with an focus on IT or data evaluation and / or comparable professional experience
- Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Customer ServiceAuditingManager Quality Assuranceteam managementHTMLoperationsFinancial Servicesdata analysisanalyticalreconciliation
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