Divisional Manager - Tractor Loans

Roles and Responsibilities

• Manage a team responsible for tractor loan collections, ensuring timely recovery of outstanding dues from customers.
  
• Develop and implement effective strategies to improve collection efficiency, reduce delinquencies, and minimize write-offs.
  
• Collaborate with internal stakeholders to identify areas of improvement in the collection process and implement changes as needed.
  
• Analyze market trends, competitor activity, and regulatory requirements to stay ahead in the competitive NBFC landscape.
  
• Ensure compliance with company policies, procedures, and regulatory guidelines related to debt management and recovery.
  

Desired Candidate Profile

• 7-12 years of experience in tractor loan collections or similar roles within an NBFC or financial services organization.
  
• Proven track record of achieving high levels of customer satisfaction through effective communication and issue resolution.
  
• Strong understanding of agricultural lending practices, including tractor finance products such as LAP (Loan Against Property) schemes.
  
• Excellent leadership skills with ability to manage teams effectively across multiple locations; strong organizational skills with attention to detail.