Director, Underwriting

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Director, Underwriting based in United States.

This leadership role offers the opportunity to shape the future of digital life insurance through innovative, data-driven underwriting practices. You will lead a team of underwriting professionals responsible for evaluating risk, improving decision frameworks, and supporting scalable insurance solutions. The role sits at the intersection of insurance expertise, technology, and customer experience, helping transform how people access financial protection. You will collaborate closely with product, engineering, actuarial, and business teams to enhance underwriting strategies and improve operational excellence. This position is ideal for a strategic leader who combines deep underwriting knowledge with a passion for innovation and continuous improvement. You will play a key role in building a modern underwriting organization while ensuring sound risk decisions and exceptional customer outcomes.

Accountabilities:: The Director, Underwriting will lead underwriting strategy and execution, managing multiple teams while driving innovation, quality, and operational performance. This role requires a strong balance of people leadership, technical underwriting expertise, and cross-functional collaboration.

Lead and develop multiple underwriting teams, including production underwriting, auditing, and project-focused underwriting functions, ensuring alignment with underwriting philosophy and business objectives.

Oversee complex risk assessments involving medical, non-medical, and financial information to support accurate acceptance, modification, or decline decisions.

Develop and refine underwriting guidelines, processes, and programs to improve efficiency, consistency, and scalability.

Maintain strong relationships with external insurance partners, carriers, and reinsurers while supporting strategic business initiatives.

Identify, evaluate, and implement new third-party data solutions and technologies that enhance underwriting capabilities.

Partner with actuarial teams to analyze mortality performance, identify trends, and provide insights that support risk management decisions.

Collaborate with engineering and product teams as a subject matter expert to improve digital underwriting experiences and develop new insurance offerings.

Foster a culture of accountability, learning, innovation, and continuous improvement across the underwriting organization.

Requirements:

The ideal candidate is an experienced underwriting leader with a strong background in life insurance, team management, and technology-driven innovation. You should bring strategic thinking, analytical ability, and the communication skills needed to influence across business and technical teams.

10+ years of experience in life insurance underwriting within a leading carrier, reinsurer, or similar organization.

6+ years of experience managing and developing underwriting teams.

Proven experience creating and implementing underwriting guidelines, programs, and risk frameworks.

Strong understanding of accelerated underwriting models, digital insurance processes, and third-party evidence providers.

Demonstrated ability to use data and analytics to identify opportunities, improve processes, and support business decisions.

Experience leading teams through change and building high-performing, collaborative environments.

Strong communication and stakeholder management skills, with the ability to explain complex underwriting concepts clearly.

Strategic mindset with a passion for innovation, customer-focused solutions, and continuous improvement.

Benefits:

Competitive base salary range of $100,000 – $230,000 , with eligibility for equity and additional benefits.

Remote work flexibility with support for a distributed workforce.

Comprehensive medical, dental, and vision coverage for employees and families.

Flexible paid time off, including a company-wide winter holiday closure.

401(k) retirement plan with company matching contributions up to 4%.

Stock option opportunities to participate in company growth.

Paid parental leave, including support for birth, adoption, and fostering.

Monthly wellness reimbursement through a dedicated employee wellness program.

Remote work stipend to support home office needs.

Company-wide events and opportunities to connect with colleagues.

A collaborative, inclusive workplace focused on innovation and employee growth.

How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best!  Why Apply Through Jobgether?    Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.     #LI-CL1