Director/Senior Director (National Credit Manager)- CV loan
Delhivery · Ahmedabad · onsite · Posted 37d ago
Undisclosed10–18 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
- Credit Policy & Strategy: Formulate, implement, and continuously refine national underwriting policies and risk frameworks specifically tailored for Commercial Vehicle (CV), Working Capital (WC), and unsecured/secured MSME loan products.
- Complex Underwriting & Approvals: Act as the final sanctioning authority for high-ticket and complex credit appraisals, ensuring a rigorous assessment of business cash flows, financials, and collateral while maintaining optimal Turnaround Time (TAT).
- Portfolio Risk Management: Drive proactive risk mitigation by monitoring pan-India portfolio health, analyzing vintage delinquency trends, and deploying Early Warning Signals (EWS) to strictly control Non-Performing Assets (NPAs).
- Digital & Process Innovation: Champion the integration of digital underwriting tools, alternative data-based credit scoring models, and automated decision engines to scale MSME and CV lending efficiently.
- Leadership & Compliance: Build, mentor, and lead a decentralized, high-performing regional credit team while ensuring strict adherence to RBI regulatory guidelines, internal audit standards, and alignment with the overarching business targets of the Sales function.
Sourced from naukri
Skills
Commercial UnderwritingCommercial Vehicle LoansCredit Underwritingunderwriting
About Delhivery
Delhivery
Logistics
23.5k+
employees
2011
15 years old
Delhi,NCT
India
About
Logistics and supply chain company offering courier delivery services
Industries
LogisticsInternetLogistics / ShippingUrban TransportPorts & Shipping
Employee ratings
7,812 reviews
3.8/ 5
Culture
3.5
Career growth
3.2
Work-life
3.5
Employees rate it well for
Senior Management615Salary591Work Culture481Work Life Balance469Work Environment388
Find them on