Direct Sales Executive- Off Role Position

Interested Candidates can send CV to:

"[email removed]"

Job Purpose

The Sales Officer will be responsible for driving new business acquisition by sourcing and selling SME loans, mortgage products, and personal loans directly to customers. This role requires active field sourcing, building client relationships, and meeting monthly sales targets while maintaining portfolio quality.

Key Responsibilities

• Business Development & Sourcing: Source prospective clients through cold calling, field visits, industry references, and networking.
• Product Pitching: Understand customer requirements and pitch appropriate financial solutions across SME loans, mortgages, and personal loans.
• Lead Generation: Build and maintain a robust sales pipeline to consistently meet and exceed monthly loan disbursement targets.
• Documentation & Log-in: Collect required KYC, financial statements, property documents, and complete loan applications accurately for login.
• End-to-End Coordination: Act as the primary point of contact for the customer, coordinating with the credit, risk, and operations teams to ensure smooth underwriting and quick loan disbursement.
• Market Intelligence: Stay updated on competitor offerings, market trends, and industry developments to identify new business opportunities.
• Portfolio Quality: Ensure high-quality sourcing by conducting preliminary credit checks and verifying the authenticity of customer profiles to minimize delinquencies.

Required Qualifications & Experience

• Education: Graduate or a related field.
• Experience: Minimum 1 to 2 years of direct sales experience in banking or NBFC sectors, specifically handling SME, mortgage, or unsecured loan products.
• Fresher Eligibility: Energetic freshers with a strong aptitude for field sales and excellent communication skills may be considered.

Skills & Competencies

• Sales Drive: High orientation toward field sales, meeting targets, and earning incentives.
• Communication: Strong verbal and written communication skills with the ability to negotiate and convince clients.
• Financial Acumen: Basic understanding of reading financial statements, income tax returns, and banking parameters for SME clients.
• Local Knowledge: Good understanding of the local market geography, business hubs, and industrial areas.
• Vehicle Requirement: Possession of a two-wheeler and a valid driving license is mandatory for daily field travel.