DGM (Risk and Operational Analytics)

ENGAGEMENT OF SPECIALIST CADRE OFFICERS ON FIXED TERM EMPLOYMENT BASIS

(ADVERTISEMENT NO: CRPD/SCO/2026-27/30)

ONLINE REGISTRATION OF APPLICATION & PAYMENT OF FEES: FROM 19.10.2026 TO 09.11.2026

• State Bank of India invites online applications from eligible Indian citizens for engagement to the Specialist Cadre Officers Posts on Fixed Term Employment Basis. Candidates are requested to apply online through the link given on Banks official website
• https://sbi.bank.in/web/careers/current-openings. The candidates, who intend to apply for the Post(s) are advised to apply only after carefully reading and understanding the undernoted contents of this notification.
• Nature of Engagement : - Fixed Term Employment
• VACANCY : - 1
• Age in years (As on 30.09.2026) : - 35-50 yrs.

BASIC QUALIFICATION : -

• Mandatory:B.E. / B.Tech / M.Tech in Computer Science / IT /Electronics / Electrical & Electronics / Electronics & Communication or equivalent / M Sc (Statistics/Computer Science)/MA (Statistics)/M Stat /MCA from recognized University/ Institution.
• Preferred:MBA / PGDM or equivalent with specialization in financeAny certification in ML /AI/Natural Language Processing, web Crawling and Neural Networks.

WORK EXPERIENCE : -

• Mandatory: Minimum 10+ years experience in the Banking/BFSI/ Information Technology sector, of which at least 2+ years must be in a senior leadership role involving risk analytics, operational analytics, AI/ML model oversight, model governance and business transformation.The senior leadership experience (2+ years) should include:Working with multiple stakeholders across Risk, Business, Operations, Compliance, Internal Audit, IT and Data functions.Leading a sizeable team of analytics, AI, data science or model risk professionals. Experience solely in an individual-contributor role shall not count towards the required two (+) years of senior leadership experience.Leading the development, validation, deployment, monitoring or oversight of analytical and AI/ML models used in material banking processes.Experience in some of the following areas (Business Domain):Credit underwriting and credit-risk analyticsEarly-warning systems and portfolio monitoringTransaction and fraud-risk analyticsOperational-risk analyticsFinancial-risk analyticsCompliance and financial-crime analyticsProcess optimisation and operational-efficiency analyticsCustomer, collections or recovery analytics
• Preferred:Experience in Scheduled Commercial Banks / BFSI Sector is preferred.Experience in implementing analytics or AI solutions at enterprise scale and in managing material models under regulatory, audit or internal model-governance frameworks shall be preferred.Training & Teaching experience will not be counted for eligibility.Note: Candidates are required to produce up-to-date and full Experience Certificate, unambiguously indicating:(i) Nature of duties,(ii) Dates and duration of experience,(iii) Level / position,(iv) Responsibilities etc. issued by the employer(s).However, if the candidate is unable to submit an Experience Certificate on the lines indicated above, any document unambiguously indicating the experience, nature of duties and the period claimed may be submitted and it would be considered on merit at the discretion of the Bank and the decision of the Bank shall be final.

SPECIFIC SKILLS : -

• a. Experience in leading the development and operations of (Technology):Machine-learning, deep-learning, statistical and time-series models.Optimization, forecasting, simulation and scenario-analysis solutions.Batch and real-time analytics supporting operational and risk-management decisions.Model deployment, monitoring, recalibration, retirement and ongoing performance management.
• b. Experience in leading the development and operations of (Business Domain):Early-warning systems, stress indicators and delinquency-prediction models.Fraud detection, transaction monitoring and anomaly-detection models.AML CFT prioritization and modellingOperational-risk models, including process-risk, loss-event and control-effectiveness analytics.Financial-risk models and analytical solutions, including applicable liquidity, market, interest-rate or capital-risk use cases.Compliance and financial-crime analytics, including alert prioritization, network analytics and pattern detection.
• c. Strong understanding of (Platform):End-to-end model lifecycle management, including design, development, testing, independent validation, approval, deployment, monitoring, change control and retirement.Model-risk management, model inventory, model materiality, validation standards, performance thresholds, exceptions and governance committees.Model-performance measures, including discrimination, calibration, stability, drift, false-positive rates and business-outcome measures.Explainable AI, fairness, bias assessment and transparency requirements.MLOps, model monitoring, feature management and controlled promotion of models.Data warehouses, data lakes, lakehouses and enterprise analytical platforms.Generative AI and agentic AI use cases in risk and operations, together with their security, privacy, explainability, human-oversight and control requirements.Deployment of analytical solutions at enterprise scale.

Detail description of Job Profile, Role, Responsibilities, and Functions : -

• Job Profile:
• a. Lead the Banks risk and operational analytics function and establish an enterprise-wide roadmap for applying advanced analytics, AI and machine learning across Risk, Compliance, Business and Operations.b. Lead the design, development, validation, implementation and ongoing operation of analytical and AI/ML models for: Portfolio-risk monitoring and early-warning systems Collections, recovery and delinquency management Fraud prevention and transaction-risk management Operational-risk identification and control monitoring Compliance and financial-crime risk management Financial-risk measurement and monitoring Operational efficiency, automation and process optimisationc. Integrate analytical models and decision engines into core banking, loan origination, fraud, risk,compliance and operational workflows through enterprise data and API platforms.d. Establish human-in-the-loop controls, override mechanisms, audit trails and escalation procedures for material or customer-impacting decisions.e. Identify high-impact risk and operational analytics use cases and prioritise them based on potential loss reduction, regulatory importance, customer impact, operational efficiency and implementation feasibility.f. Drive the responsible adoption of generative and agentic AI for controlled use cases such as risk intelligence, investigation support, document analysis, exception management, compliance review and operational decision support.g. Collaborate closely with Risk, Business, Operations, Compliance, Internal Audit, Data, Information Security, and IT Infrastructure teams.h. Present model performance, emerging risks, control gaps, programme progress and realised benefits to senior management and relevant governance committees.
• KRAs:Oversee the development, testing, and deployment of AI models.Ensure models meet business requirements and performance standards.Collaborate with cross-functional teams to integrate models into business processesDrive innovation and research in AI to solve business challenges.Foster partnerships with academic institutions and technology vendors.
• Annual CTC Upper Range In Lakhs : - Upper range - Rs. 120.00 Lacs
• Fixed Term Employment Period : - 3 Years. May be renewed for further period of 02 years at the discretion of Bank at mutually agreed terms and conditions (Total engagement period should not exceed 05 years).
• Place of Posting : - Mumbai or anywhere in India, in case of any administrative requirement..
• HOW TO APPLY: Candidates should have valid Email ID which should be kept active till the declaration of result. It will help him/her in getting call letter/ interview advice etc. by email.

GUIDELINES FOR FILLING ONLINE APPLICATION : -

• Candidates will be required to register themselves online through the link available on SBI website https://sbi.bank.in/web/careers/current-openings and pay the application fee using Internet Banking/ Debit Card/ Credit Card/ UPI etc.
• Candidates should first scan their latest photograph and signature. Online application will not be registered unless candidate uploads his/ her photo and signature as specified on the online registration page (under How to Upload Document).
• Candidates should fill the application carefully. Once application is filled-in completely, candidate should submit the same. In the event of candidate not being able to fill the application in one go, he can save the information already entered. When the information/ application is saved, a provisional registration number and password is generated by the system and displayed on the screen. Candidate should note down the registration number and password. They can re-open the saved application using registration number and password and edit the particulars, if needed. This facility for editing the saved information will be available for three times only. Once the application is completely filled, candidate should submit the same and proceed for online payment of fee.
• After registering online, the candidates are advised to take a printout of the system generated online application form.
• Candidates seeking Age relaxation are required to submit copies of necessary certificates at the time of document verification. No change in category of any candidate is permitted after registration of online application.

GUIDELINES FOR PAYMENT OF FEES : -

• Application fees and Intimation Charges (Non-refundable) is Rs. 750/- ( Seven Hundred Fifty only) for General/EWS/OBC candidates and no fees/intimation charges for SC/ ST /PwBD candidates.
• After ensuring correctness of the particulars in the application form, candidates are required to pay the fees through payment gateway integrated with the application. No change/ edit in the application will be allowed thereafter.
• Fee payment will have to be made online through payment gateway available thereat. The payment can be made by using Debit Card/ Credit Card/ Internet Banking/ UPI etc. by providing information as asked on the screen. Transaction charges for online payment, if any, will be borne by the candidates.
• On successful completion of the transaction, e-receipt and application form, bearing the date of submission by the candidate, will be generated which should be printed and retained by the candidate.
• If the online payment of fee is not successfully completed in first instance, please make fresh attempts to make online payment.
• A provision is there to reprint the e-Receipt and Application form containing fee details, at later stage.
• Application Fee once paid will NOT be refunded on any account NOR can it be adjusted for any other examination or selection in future.
• For any query, please write to us through link CONTACT US/ Post Your Query which is available on Banks website
• (https://sbi.bank.in/web/careers/post-your-query)
• The Bank is not liable for printing errors, if any.
• State bank of India does not endorse, authorize or associate with any external coaching platform, consultancy, individual or digital channel claiming to provide guaranteed selection, influence in recruitment or insider guidance. Candidates must rely solely in information available on SBIs official career portal.

HOW TO APPLY : -

• Login to https://sbi.bank.in/web/careers/current-openings
• Scroll down and click on the respective advertisement.
• Download advertisement no. CRPD/SCO/2026-27/30
• (Carefully read the detailed advertisement)
• (Before final submission, please go through your application.
• Corrections will not be allowed after final submission)