Deputy Manager - BFS Direct

Job Purpose
This position is open with Bajaj Finance Ltd.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity
Duties and Responsibilities
1.Credit Appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.2.Having a detailed personal discussion with applicants to understand the nature and stability of customer profile in case of salaried cases.3.Decisioning the application within the desired TAT.4.Taking logical calls based on CIBIL reports, Applicants past service of loans, income / obligations, Tele / Video PD, Geo tagging reports.5.Coordinating with sales, operations, collections and customer service team to facilitate the customer in a better way. 6.Providing constant inputs and suggestions to improvise the process and policies to facilitate faster decisioning of application.
Required Qualifications and Experience

MBA Finance with relevant experience.

Has worked with reputed Bank/Financial Institution in unsecured high-ticket size loans

Positive attitude and team player- will be part of a team

Comfortable with 6 Day working and extended hours whenever required

Ability to perform under high pressure situations consistently while managing multiple stakeholders and ensuring zero escalations from Sales

Must have local market understanding.