GHAZIABAD · FULLTIME
Deputy Area Manager - Credit

Bajaj Finance
Ghaziabad · onsite · Posted 3d ago
Sourced from
Undisclosed2–3 yrsfulltimeGhaziabad
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Section · 01
About this role
Job Summary
Responsibilities
Required Qualifications and Experience
Skills
This position is open with Bajaj Finance ltd.
The role of the Credit Manager will require a strong understanding of industry knowledge, market intelligence and underwriting processes at BFL to ensure that only credit worthy firms/Individuals are extended loans in line with BFL's risk policies. BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective. This role covers pan India strategy for new car loans from sale/purchase, balance transfer, as well as refinance perspective.
Responsibilities
- Underwriting of new car loans business
- Incorporate industry best practices with respect to processing turn-around, risk metrics and policy
- To provide an inside perspective on under-writing as managed by the leading financiers in the industry
- Drive ownership of internal processes compliance with underwriting policies
- Support Business, Risk Operations in meeting the long term goals of the respective businesses
Required Qualifications and Experience
- 1. Chartered Accountant / MBA with atleast 3 years of experience in financial services under-writing
- 2. Atleast 3 years under-writing experience in used car loans with a reputed bank/NBFC
Skills
- High process orientation
- Good analytical skills
- Positive attitude
- Good communication skills, with proficiency in English
- Ability to interact and build common ground with various stake-holders in the business
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Section · 02
Skills
Market Intelligenceanalytical thinkingUnderwriting PoliciesaccountantLoansCar LoansunderwritingCommunication SkillsoperationsFinancial ServicesChartered AccountantcompliancefinanceNBFC
Section · Company
About Bajaj Finance

Bajaj Finance
NBFC
64.1k+
employees
1987
39 years old
Pune, Maharashtra
India
About
Bajaj Auto Finance offers Two Wheeler loans, Three Wheeler loans & Quote Loan at low-interest rates.
Industries
NBFCFinancial Services
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