Delivery Operations Senior Analyst

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting

Designation: Delivery Operations Senior Analyst

Qualifications:MCom

Years of Experience:5 to 8 years
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Songall powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com

What would you do
We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.Entry level supervisor able to (i) lead motivate a team of professionals with accountability on all Service Delivery parameters, (ii) work towards the attainment of specified goals related to Com.Bkg- Credit UW stands for Commercial Banking Credit Underwriting. It involves evaluating the creditworthiness of businesses applying for loans or credit. This process includes analyzing financial statements, assessing risk, and determining the terms of the credit. The goal is to ensure that the bank makes sound lending decisions while minimizing risk. Credit underwriters play a crucial role in maintaining the financial health of the bank. The Credit Lending processes includes initial set up of loan, detailed analysis of financials, setting covenants, analyzing the accounts receivable for borrowing base calculation for working capital line of credit, drafting a detailed credit memoranda by a detailed analysis of 5 Cs of Credit - Character, Capacity, Collateral, Capital and Current Market Conditions.Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans.

What are we looking for
Experience:7+ year experienceFunctional competencies (Includes Knowledge and Skills)Competency NameProficiency Level (Refer Defn. below)Commercial Lending Credit ServicesExpert(E)MS OfficeExpert(E)Accounts/Finance KnowledgeExpert (E)Basic accounting and economic conceptsExpert (E)


Roles and Responsibilities:

Service Delivery (Quality and TAT SLAs)

Process Management (Improving efficiency, ensuring statutory and internal compliance, Ensure compliance to contractual agreements, internal controls, Information security and Compliance audits. Assists and guides the team in processing their assignments in an accurate, timely and organized manner

People Management (improving team competency, reducing criticality, performance management and containing attrition) and

Financial Performance (maintaining capacity utilization and contribute towards cost savings).

In this role you are required to do analysis and solving of increasingly complex problems

Your day to day interactions are with peers within Accenture

You are likely to have some interaction with clients and/or Accenture management

You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments

Decisions that are made by you impact your own work and may impact the work of others

In this role you would be an individual contributor and/or oversee a small work effort and/or team

Please note that this role may require you to work in rotational shifts
Qualification
MCom