Data Scientist
Bread Financial · Bengaluru · onsite · Posted 41d ago
Undisclosed2–3 yrsfulltimeSourced from
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About this role
Job Summary
Essential Job Functions
Minimum Qualifications
Preferred Qualifications
Skills
Reports To
Direct Reports
Work Environment
Job Family
Job Type
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Under supervision and guidance, the Senior Associate - Data Scientist applies data science in advanced analytics such as predictive modeling, machine learning and data mining in a big data environment in order to deliver predictive models and insights. The Data Scientist, II produces insights that encompass the different product types and channels and maintain regulatory standards. The Data Scientist, II assists with ensuring accurate and timely implementation of solutions, quantifying the overall financial impact to the business, and communicating results.
Essential Job Functions
- Advanced Analytics - Under supervision, extracts/samples data, checks integrity, handles missing/outlier values, conducts EDA, applies clustering/factor analysis, engineers features, builds/tunes models (GLMs, trees, neural nets), validates and fixes issues (e.g., overfitting), estimates business impact, presents findings to manager, and supports implementation. - (40%)
- Collaboration Communication - Under supervision, translates analytical results into recommendations for manager review. Demonstrates strong verbal and written communication with internal partners and when presenting findings. Builds foundational knowledge of credit card operations, banking, finance, loyalty, retail, and regulations. Collaborates with data scientists to share best practices. - (30%)
- Data Science innovation - with direction from manager, researches industry trends in data science of new tools, emerging algorithms, advanced platforms, and alternative data to enhance modeling effectiveness and efficiency. Conducts use case testing for new tools/techniques/platforms/data and provides user input/feedback. - (20%)
- Model Risk Management - Builds knowledge of model risks and regulatory needs; applies 1st line of defense controls to reduce risk in development; prepares governance documentation and archives data, scripts, and results; works with risk partners for validation/audits; completes remediation as required by governance process. - (10%)
Minimum Qualifications
- Bachelor's Degree in Statistics, Mathematics, Engineering, Data Science, Economics, Computer Science, or another quantitative field
- 2-3 years of related work experience
Preferred Qualifications
- Master's Degree in Statistics, Mathematics, Engineering, Data Science, Economics, Computer Science, or another quantitative field.
- Professional hands-on experience in developing statistical models/machine learning models and conducting data mining to solve business problems.
- Experience in extracting and processing large files/data sets. Experience interpreting model results and translating insights into business recommendations.
Skills
- Spark SQL
- Python (Programming Language)
- SAS/STAT
- Structured Query Language (SQL)
- Machine Learning (ML)
- Data Science
- Amazon Web Services (AWS)
- Data Analytics
Reports To
Supervisor and above
Direct Reports
0
Work Environment
- Normal office environment, hybrid.
Job Family
Data and Analytics
Job Type
Regular
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
clusteringLendingdata miningamazon web servicesdata scientistauditsAnalyticsBankingEvent DrivenData Analyticscredit cardAlgorithmsAdvanced AnalyticsFinancial ServicesfinanceBig DataData ScienceMachine Learning
About Bread Financial
Bread Financial
FinTech
900
employees
1996
30 years old
Bengaluru/Bangalore, Karnataka
India
About
Bread Financial offers personalized financial services with digital solutions for payments, lending, and savings, enhancing customer access and flexibility.
Industries
BankingAuto Components
Employee ratings
236 reviews
3.8/ 5
Culture
3.8
Career growth
3.3
Work-life
3.9
Employees rate it well for
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