Data Analyst

Role: Data Analyst

Purpose of the Job

• The main purpose of this job is to ensure that the risk metrics of the loan portfolio is healthy.
• Design, develop, implement and maintain credit underwriting strategy for digital lending products.
• Build and optimize existing customer management strategies to improve customer level profitability.
• Design portfolio management strategy roadmap based on various data acquisition strategies and portfolio management techniques.

Key Responsibilities

• Work with the data engineering and products team to provide user journey recommendations.
• Coordinate with the marketing and sales team to ensure that the company wide portfolio growth targets are met.
• Analyze data (e.g. traditional and alternative bureau, device and behavioral data) using statistical tools and analytical techniques to generate insights and optimize credit decisions (accept/ decline/ manual, pricing and credit line)
• Research, analyze and evaluate potential vendors/data providers for incremental value in credit management strategies.
• Develop analytical reports and presentations for senior management and executive committees.

Attributes

• Ability to understand platforms and systems technically.
• Keen analytical abilities & good working skill with Excel, SQL and R/Python.
• Good visualization abilities and persuasive capabilities.
• Ability to work in a fast-paced environment.
• 2-3 years of analytics experience preferably in fintechs is a plus.

Location

• Bangalore

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Disclaimer: This job description is intended to outline the general nature and key responsibilities of the position. It is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the role. The responsibilities and qualifications described may be subject to change, and other duties may be assigned as needed. Employment is at-will, meaning the employee or the employer may terminate the employment relationship at any time, with or without cause, and with or without notice.

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