Data Analyst - Risk Analyst | 3-7 yrs | Mumbai | WFO

• Opportunity to shape transformation in a modern banking setup
• Fast-growing, digitally driven bank with strong customer focus

About Our Client Our client is a large organization in the financial services industry, specializing in retail banking and loans. They are committed to delivering innovative solutions and maintaining a strong focus on data analytics to support strategic business objectives.

Job Description

• Design and deploy statistical models including but not limited to Application and Behavioral scorecards using advanced ML techniques.
• Lead end-to-end lifecycle: problem framing → data extraction → feature engineering → model development → validation → deployment → monitoring.
• Develop statistically robust models using techniques such as (but not limited to):
• Gradient Boosting (XGBoost, LightGBM, CatBoost)
• Random Forest, Ensemble methods
• Neural Networks (MLP)
• Apply rigorous evaluation frameworks (AUC, KS, Gini, Lift, PSI, stability analysis).
• Address imbalanced datasets, reject inference, segmentation, and portfolio drift.
• Build challenger models and drive continuous performance optimization.
• Develop and refine credit underwriting strategies aligned to risk appetite, approval rate targets, and portfolio profitability.
• Conduct portfolio analytics and recommend cut-off, limit, and pricing strategies.
• Collaborate with Risk, Policy, Product, and Tech teams to translate business requirements into deployable decisioning frameworks.
• Ensure robust monitoring, back-testing, and periodic recalibration.

The Successful Applicant A successful Data Analyst - Risk Analyst should have:* 3-6 years of experience in Credit Risk Analytics

• Strong foundation in statistics, hypothesis testing, sampling theory, and classification methodologies.
• Proven experience in ML-based credit modeling, model governance and monitoring
• Expertise in handling large structured financial datasets.
• Proficiency in Python, PySpark, Scikit-learn, and boosting frameworks.
• Experience building scalable training pipelines and supporting production deployment.

What's On Offer

• A competitive salary package
• Opportunities for professional growth and development in the analytics field.
• Comprehensive benefits and supportive company culture.
• Chance to work with a large organization in the financial services industry. If you are a skilled Data Analyst - Risk Analyst looking to make an impact in a dynamic environment in Bandra (East), Mumbai, we encourage you to apply

Contact Quote job ref: JN-062026-7044594