Custom Software Engineer

Project Role : Custom Software Engineer Project Role Description : Develop custom software solutions to design, code, and enhance components across systems or applications. Use modern frameworks and agile practices to deliver scalable, high-performing solutions tailored to specific business needs. Must have skills : Functional Test Planning Good to have skills : NA Minimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education

Summary: We are seeking an experienced Functional Test Lead with strong domain expertise in Payments and Cash Settlements within the Trade Lifecycle. The role involves owning test planning, strategy, and execution for end-to-end settlement flows, ensuring high-quality delivery across upstream and downstream systems.

Roles & Responsibilities:

• Test Planning & Strategy:
• Define and own functional test strategy, test plan, and test approach for payments and cash settlement systems
• Analyze business requirements, functional specifications, and trade workflows to identify test scope and risks
• Prepare end-to-end test scenarios covering the full trade lifecycle (Trade Capture Confirmation Settlement Reconciliation)
• Payments & Cash Settlements Testing:
• Validate cash settlement flows for: Domestic & cross-border payments. RTGS, SWIFT (MT/MX), ACH, NEFT, Fedwire, CHAPS (as applicable)
• Test cash movements, netting, funding checks, and nostro/vostro account postings
• Ensure correct handling of fees, charges, FX rates, and cut-off times
• Trade Lifecycle Coverage:
• Test settlement for asset classes such as: Equities, Fixed Income, FX, Derivatives
• Validate settlement events:
• Trade date (T), settlement date (T+N)
• Failed trades, partial settlements, reversals, cancellations
• Verify corporate actions and lifecycle events impacting cash settlements
• Functional & Business Validation:
• Validate accounting entries, GL postings, and reconciliation reports
• Ensure compliance with market regulations and settlement standards
• Perform data validation across upstream,downstream systems
• Defect & Stakeholder Management:
• Log, track, and manage defects with clear business impact analysis
• Collaborate closely with Business Analysts, Product Owners, Developers, and Operations teams
• Participate in UAT support and production go-live activities
• Leadership & Governance (for Lead Role):
• Mentor junior testers and review test artefacts
• Provide test status reporting, risk assessment, and quality metrics to stakeholders
• Drive process improvements and best practices in functional testing

Professional & Technical Skills:

• Must To Have Skills: Functional Testing Skills
• Strong experience in manual and functional testing and test planning
• Expertise in end-to-end testing, regression, and UAT support
• Proficiency in test management tools (JIRA, ALM, TestRail, etc.)
• Domain Knowledge (Must Have):
• In-depth knowledge of Payments and Cash Settlements
• Strong understanding of Trade Lifecycle in Capital Markets
• Familiarity with:
• SWIFT messages (MT103, MT202, MT540–543, MT950, etc.)
• Settlement concepts: nostro/vostro, clearing, netting, reconciliation

Nice to Have:

• Exposure to ISO 20022 (MX messages)
• Knowledge of regulatory reporting and compliance
• Experience in Agile - SAFe environments

Additional Information:

• The candidate should have minimum 8+ years of experience in Functional Test Planning payments and cash settlement domain.
• This position is based at our Mumbai office.
• A 15 years full time education is required.

15 years full time education

About Accenture Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities. Visit us at   www.accenture.com  

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