Credit Underwriting

JD

Prepare credit analysis for counterparties and associated products, supporting Credit teams.

Use financial information, sector insight and external sources such as rating agency reports, broker research and annual accounts to form clear, evidence-based recommendations.

Present your analysis through agreed templates for review by UK-based sanctioners, who retain all decision-making accountability.

Work collaboratively with UK Coverage colleagues to gather the

information needed to progress credit requests, keeping UK colleagues updated through

Covenant review and MI monitoring

Review management information for your agreed client portfolio and

assess covenant breaches or threshold triggers on behalf of RFB, LBCM

and SW Credit.

Use reporting tools, including Power BI, to identify when new information has been received and requires review.

Highlight emerging risks, trends or concerns clearly and promptly to

relevant UK Credit colleagues.

Where a covenant breach or threshold trigger is identified through

workflow, assess the information available and prepare a recommendation for UK sanctioner approval.

Build effective working relationships with UK Coverage and Credit

colleagues to support timely, accurate and well-controlled delivery.