BENGALURU · FULLTIME
Credit Underwriter: Working Capital/ Term Loan - CA/CMA
Ofbusiness
Bengaluru · onsite · Posted 5d ago
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Undisclosed2–5 yrsfulltimeBengaluru
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Section · 01
About this role
Underwriting / Appraisal of credit proposals in line with the policy within laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME.
Key Responsibilities:
- Evaluate and underwrite loan applications post credit processing.
- Conduct Quantitative & Qualitative Analysis including Personal Discussions (PD) to assess creditworthiness.
- Perform Financial Analysis: assess balance sheets, profitability, and net worth.
- Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance.
- Carry out Legal Checks: identify any existing complaints or legal red flags.
- Recommend loan decisions (Approve/Reject) as per credit policy.
- Collaborate with Sales and Operations Teams to support disbursements and business targets.
- Monitor portfolio performance and suggest policy updates based on risk insights
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Section · 02
Skills
Sme LoanSupply Chain FinanceSme LendingMsme LoanWorking CapitalTerm LoanCredit AnalysisCredit Underwritingcredit appraisalCredit AssessmentunderwritingUnsecured LoansBusiness Loan
Section · Company
About Ofbusiness
Ofbusiness
Internet
17k+
employees
2015
11 years old
Gurgaon
IN
₹12.9L PA avg
Avg at Ofbusiness
About
Provides a tech-focused platform facilitating procurement and financing for SMEs in the manufacturing and infrastructure sectors, enhancing supply chain efficiencies.
Industries
Internet
Employee ratings
0 reviews
3.0/ 5
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